Bespoke funding solutions to support your new build or refurbishment project. Explore our Development Finance & funding options, designed to meet your unique needs and propel your projects to success.

Why Shawbrook?

When investing in a development, you need a development finance lender that takes the time to understand your project in detail and provide finance tailored to your specific circumstances. 

Our experienced team will visit your site – new build or refurbishment - and if it’s a project we can support, you can count on us to be with you on the journey from blueprint to reality.

Reliable Development Finance for: 

  • Experienced property developers
  • New build, conversions and refurbishment
  • Residential, commercial and mixed-use developments
  • High value residential projects
  • Student housing, senior living and co-living
  • Care homes
  • Phased development schemes

Development Finance highlights

  • Minimum loan size £1m
  • Maximum loan size £30m
  • Maximum gearing 65% Loan to Gross Development Value (LTGDV) for new build and 70% LTGDV for refurbishment
  • Maximum 85% loan to cost
  • Cash/equity contribution to be injected ahead of any Bank funding
  • Development Lender of the Year - NACFB Awards 2021 & 2022

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Our biggest milestone to date

Reaching the milestone of £2 billion in funding reflects our team's hard work and dedication to providing expert funding solutions for developers throughout the UK.

From small-scale projects to large-scale developments, our development finance team has been instrumental in supporting developers at every stage, from concept to completion.

We're eager to build upon our success, supporting more customers and driving innovation in the property development market.

 

Planning Assistance Loan

Our Planning Assistance Loan is a short-term facility to help developers enhance the planning already agreed for a site (max term 12 months). From this loan, you can transfer seamlessly to a development finance loan to build the project. 

Architects And Engineer With Blueprints

Development Exit Finance

Property development projects sometimes need to be extended beyond their original terms. 
If your existing finance is coming to an end, our development exit loans offer short-term flexibility to help you navigate unexpected delays, extend the marketing period or raise funds for a new project. 

Our Development Exit Finance loans are appropriate for loans over £1m. 
For loans under £1m, our Bridging Finance could be the right solution for you. 

The onward journey

Once the build is complete, don’t forget that doesn’t have to be the end of the journey with us. If you are retaining the development, we offer a series of finance solutions to support you through the next stages. 

New Tenants

Buy-to-Let Mortgages

Award-winning property finance to help you purchase a new investment, refinance an existing portfolio, or raise additional funds to grow your property business.

Businessman And Colleague Inspecting Warehouse

Commercial Mortgages

Commercial property finance can be complex, but our specialist team, well-versed in UK finance loans, can help you invest in a new property, refinance your existing portfolio, or raise additional funds for further investment opportunities.

Medical Team Pushing A Hospital Bed

Healthcare Finance

Shawbrook’s specialist healthcare finance team provide a range of funding solutions tailored to the unique needs of the healthcare sector to help you optimise cashflow, fund growth, support specific events or acquire new diagnostic equipment. 

Broker? We’ve got you covered

If you're a new or existing broker, head for our dedicated site where you'll find everything you need on our extensive property offering, and how to submit your cases to us.

Development Finance case studies

Spotlight on deals we’ve done that support property developers like you.

Case Study

Bespoke £9m investment facility delivered for large multi-unit freehold block

Case Study

Supporting developer with fourth project in four years

Shawbrook supports developer with fourth development project in four years, demonstrating emphasis on building strong relationships with their partners. 

Great Yarmouth Building
Case Study

Innovative funding package to support development and operation of three care homes

LNT Care Developments, a distinguished leader in the field of care home development and operation, has secured funding from Shawbrook Bank to drive the construction of three 66-bed care homes.

Useful information

Useful links to more information in case you’ve not quite found what you’re looking for.

Male Entrepreneur Entering House

Contact us

If you have any questions about our products and services, you’ll find the right person to contact here.

Woman In Her Coworking Space

Help with our products

If you’re an existing customer, or need more information on our products, visit our help centre for support.

Aerial View Of The Rooftops Of Back To Back Terraced Houses

News & case studies

News from across the property landscape and spotlights on deals we’ve done.

Insights hub

The home of insights and trends in the property market, guides on how to build and diversify your portfolio, and information on planning and tax implications for professional landlords.

House with scaffolding being built
Insights

Property developers ready to unleash capital

Property developers have been withholding capital to remain flexible in the face of economic uncertainty, but since the new government the outlook looks positive and developers should have more opportunities to unleash their capital.

Insights

New council targets are the key to improving planning issues

Three-quarters of property developers believe the government setting targets for councils would unlock planning issues

Insights

The challenges property developers are facing and how they are overcoming them

Research from Shawbrook identifies the major challenges faced by property developers, and reveals 99% of developers have made changes to their business strategy in the past year to overcome these.

Explore Property Finance

Businessman And Colleague Inspecting Warehouse

Commercial Mortgages

Commercial property finance can be complex, but our specialist team, well-versed in UK finance loans, can help you invest in a new property, refinance your existing portfolio, or raise additional funds for further investment opportunities.

Man Installing Bay Window In New House

Bridging Loans

Fast funding for when investment opportunities come knocking. Seen a property at auction to add to your portfolio, replace your existing development finance, or looking to renovate a property? A bridging loan could be the answer. 

New Tenants

Buy-to-Let Mortgages

Award-winning property finance to help you purchase a new investment, refinance an existing portfolio, or raise additional funds to grow your property business.

Our business

About Shawbrook

Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

Two Colleagues Talking Amongst Plants In Green Office

Sustainability

Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

Saracens sponsorship

As official banking partner of Saracens Rugby Club, we are proud to champion elite women’s sport by supporting the growth of both women’s rugby and netball as lead sponsor of the Mavericks.