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Put your surplus cash to work

Why not make the most of any surplus cash you might have on hand, even if it is only for a limited time, and put it to work earning interest.


We offer a variety of business savings accounts with consistently competitive rates. It's simple to open - and manage – an account with us online, and our dedicated customer service team are here to help if you need them.

Already a customer?

Why Shawbrook

Here are just a few reasons why...

  • Consistently competitive business savings rates
  • Wide range of products
  • FSCS Protected up to £85,000
  • Open and manage your account online 


Business Savings Awards

Explore our business savings accounts

A wide range of accounts to suit your needs

  • Access your funds easily with our easy access and notice accounts or secure fixed-rate returns with our business savings bonds
  • Easy access: deposit from £1,000 to £85,000
  • Notice or fixed rate: deposit from £5,000 to £2,000,000


Compare Business Savings Accounts

2 Year Fixed Rate Business Bond

A fixed rate for the term. Your money is locked in for the term of the bond.


2 years



Gross AER

1 Year Fixed Rate Business Bond

A fixed rate for the term. Your money is locked in for the term of the bond.


1 year



Gross AER

100 Day Notice Account

For the planners and the savers. Let us know in advance when you want your money, and we’ll pay you an attractive variable rate.





Gross AER

Easy Access Business Account

A competitive, variable interest rate for the term. You can get next working day access whenever you want.





Gross AER

45 Day Notice Account

For the planners and the savers. Let us know in advance when you want your money, and we’ll pay you an attractive variable rate.





Gross AER

Terms explained
AER stands for Annual Equivalent Rate and illustrates the interest rate if it was paid and compounded each year. We quote the AER on all of our accounts so that you can compare our products with those of other banks. GROSS is the interest rate without the deduction of income tax. This is the interest rate paid on your account. Terms and conditions (online accounts)

Financial Services Compensation Scheme (FSCS)
Eligible deposits are protected up to a total of £85,000 per person by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information visit

Explore our products

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Easy Access Business

Enjoy easy access to your business savings — deposit from £1,000 to £85,000.

Our Easy Access Business Savings Account offers you a competitive rate and complete control over your funds.

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Fixed Rate Business Bonds

Explore Shawbrook's business savings bonds for financial stability.

Save from £5,000 to £2,000,000 with 1 or 2 year fixed rate accounts.

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Notice Business Accounts

Earn interest and save extra cash with our notice savings accounts.

Choose from 45 day or 100 day notice accounts for between £5,000 and £2,000,000

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Money Market Deposits

If you manage a significant balance of free cash, our tailored Money Market Deposit can provide a home for balances between £2m and £25m as part of your strategy to manage counterparty risk. 

Award-winning Savings


Below are some of the most common queries about our savings accounts. 

A business savings account works in the same way as a personal savings account. You can earn competitive business savings account interest rates on cash deposits, but the funds can only used by your company, not an individual.

A business savings account is an ideal option for business owners who wish to protect and grow their cash reserves.

Setting up a business savings account can help your business operate more efficiently. It means you’ll have money set aside for any unplanned business expenses such as emergencies and business projects.

Plus, it makes sense to open a savings account and put spare funds to work, earning a competitive interest rate on the balance.

There are different business savings accounts designed to suit businesses of all types and sizes. The type of business savings account you choose will depend on your needs — are you looking for easy access, or can you set aside a significant amount of money for an extended period?

As the interest rates on our business savings accounts are calculated as gross, your account will display interest before taxes are deducted. You will need to deduct tax yourself by declaring it as part of your annual tax return.

We don't apply fees or charges to our business savings products.

Yes. The balance requirements vary by product, so you should check this information on the product you wish to apply for.

Yes, you can. Interest can be credited to your account with us or paid to your Nominated Account. When applying for your Personal eSavings Account we will ask you to choose how you want us to pay you interest.

You can also choose whether the interest is paid monthly or annually when you apply for your account. 

If you already have an account and want to change how you receive interest, please contact us. 

You can contact the savings team by logging in and sending a secure message, or getting in touch by phone on 0345 266 6611

Our team are available Monday to Friday, 9.00am - 5.00pm, excluding public holidays.

All interest payments will be paid gross.

Whenever we release a new rate, we give it a new issue number. It helps us keep track of what product we're referring to, including what rate it offers.

Need more help?

We have a range of information to help you understand savings including how our products work, operating your account and getting in touch with our team.

Bored of losing interest with your personal savings?

We have a range of savings accounts to suit your needs. Consistently great rates, award-winning products and FSCS protected.

Our business

About Shawbrook

Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

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Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

Saracens sponsorship

As official banking partner of Saracens Rugby Club, we are proud to champion elite women’s sport by supporting the growth of both women’s rugby and netball as lead sponsor of the Mavericks.