Development Exit Finance

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Property development projects and strategies can experience unforeseen challenges. Our development exit loans offer short-term financial flexibility to help you keep your project on track, navigate unexpected delays, extend the marketing period or raise funds for a new project.

Our experienced team will get to know your site, whether it's a new build or refurbishment. If it's a project we can support, you can count on us to be with you throughout the journey.

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Benefits of choosing Shawbrook for Development Exit Finance

Trusted development finance expertise - Provided more than £3bn in funding since 2016 for developments across the UK and recognised as a multi-year winner of Development Finance Lender of the Year at the NACFB Commercial Lender Awards.
Specialist development exit expertise – Dedicated development exit team helping experienced property developers refinance completed or near-completed developments, releasing capital while creating greater flexibility as projects move from practical completion through to sale.
Regional specialists, relationship-led support - With a team of 55+ property finance specialists across the UK, we combine local market insight with a relationship-led approach, delivering pragmatic decisions tailored to your development and regional market.
Release equity and maximise value - Unlock capital tied up in completed developments to fund your next opportunity, while reducing pressure to sell quickly through flexible finance that supports phased sales and changing market conditions.
Supporting the full development lifecycle - From acquisition and planning enhancement through to construction and development exit, our specialist funding solutions are designed to support developers at every stage.

Our Development Exit Finance solution

Designed for experienced developers and investors across a broad range of residential, commercial, mixed-use and specialist living developments.

Loans from £1m to £30m
Up to 18-month term
Relationship-managed service
Suitable for completed or near complete developments

Any property or asset used as security may be at risk if you do not repay any debt secured on it. Our development exit finance is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

If your broker is charging you a fee for arranging the loan then, on completion, we will pay this directly to them. The broker fee forms part of the loan advance. We always include full details of the fee in the loan agreement.

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Broker? We’ve got you covered

If you're a new or existing broker, head for our dedicated site where you'll find everything you need on our extensive property offering, and how to submit your cases to us.

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Meet our Development Finance team

Terry Woodley leads Shawbrook’s Development Finance team, which he established in 2016. With over 25 years’ experience across banking and property, he has built a specialist team focused on delivering flexible funding solutions across the development lifecycle.

Since launch, Terry and his team have provided over £3bn in funding, growing into a 55-strong team supporting developers across the UK.

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Development Exit Finance FAQs

What is Development Exit Finance?

Development Exit Finance is a specialist loan that refinances completed or near-completed property developments. It enables developers to repay their original development finance, release capital for future development opportunities or provide greater flexibility to sell completed units at the right pace.

What are the benefits of Development Exit Finance?

Development Exit Finance offers greater flexibility once a development is complete. It enables property developers to repay their original development loan, release capital for future projects, improve cash flow and reduce the pressure to sell completed units quickly, giving more time to achieve the best possible sales outcome.

How does Development Exit Finance work?

Development Exit Finance works by replacing an existing development loan once a project is completed or nearing completion. The new facility repays the original development finance, giving property developers the flexibility to release capital for future projects or take more time to sell completed units.

What property development projects do Shawbrook cover?

Our Development Finance is designed for experienced property developers working on a range of build types:

New build, conversions and refurbishment
Residential, commercial and mixed-use developments
High value residential projects
Student housing, senior living and co-living
Care homes
Phased development schemes

How to apply for Development Exit Finance funding

Applying for Development Exit Finance at Shawbrook is straightforward. Follow these steps:

Submit Enquiry: Contact Shawbrook to discuss your project and funding needs. Indicative terms provided at this stage.
Application Form: Complete and submit the application form with the required details.
Documentation: Provide supporting documents such as project plans, financial appraisal, and details of previous experience.
Assessment: Shawbrook will review your application (e.g. due diligence including a site visit).
Offer: If approved, you'll receive a formal offer outlining terms and conditions.
Acceptance: Sign and return the offer to accept the financing terms.
Completion process: Formal valuation and legal due diligence are undertaken.
Drawdown: Funds are advanced once valuation and legal due diligence is completed.