Benefits of choosing Shawbrook for healthcare finance
Funding for your next move
We support healthcare businesses through a range of funding scenarios, from strategic transactions to ongoing growth and investment.
- M&A - Buying a business, funding a bolt-on or supporting a change of ownership.
- Growth and expansion - Scaling services or opening new sites.
- Development - Building, refurbishing or converting healthcare facilities.
- Refinancing - Replacing existing finance, consolidating debt or releasing capital for future plans.
- Working capital - Bridging day-to-day cashflow gaps.
Our healthcare funding solutions
We offer a range of funding options depending on your business, transaction and ambitions, including Corporate Leverage Finance, Development Finance and Unitranche.
- Facilities from £1m to £35m
- Up to 5.5x EBITDA
- Up to 75% Loan to Enterprise Value
- Terms of up to 5 years, with an initial interest-only period available
- Secured by cashflow, debentures, and where applicable freehold or leasehold property
Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it. Our healthcare finance products are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Specialist sector support
We have expertise across a range of healthcare sectors, including:
Care Homes & Supported Living
Established residential and assisted living operators.
Nursery, Children's Care & Education
Nursery and early years groups, children's residential care providers, foster care, and specialist or SEN education providers.
Specialist Home Care & Mental Health Services
Providers of specialist home care and mental health or rehabilitation services for adults and children with complex needs.
Pharmacy, Dentistry & Veterinary Practices
Established pharmacy, dental and veterinary groups and multi-site operators.
Hospitals, Diagnostics & NHS Services
Hospital operators, diagnostic centres, and providers delivering NHS-contracted services.
Meet our Healthcare Finance team
Dasos Kirtsides has led Shawbrook’s Healthcare Finance team since it was formed in 2018. With nearly three decades in corporate banking, including over 20 years focused on healthcare, he has built a reputation with the team for creating innovative, flexible finance solutions that support growth and investment across the healthcare sector.
Together, the team has completed over 150 transactions, providing more than £550m in funding to healthcare providers across the UK.
Healthcare finance case studies
Spotlight on deals we’ve done to help healthcare operators fund their next stage of growth.
Northern Healthcare increase facility with specialist lender following period of growth
Northern Healthcare Limited, a specialist independent provider of enhanced supported living services has partnered with Shawbrook to drive their future growth.
Shawbrook supports long-term growth for Fennies Nurseries
Family-run childcare business set to expand footprint across London and South East, with £22.5m funding facility provided by Shawbrook, as part of a £45m club facility.
Innovative funding package to support development and operation of three care homes
LNT Care Developments, a distinguished leader in the field of care home development and operation, has secured funding from Shawbrook Bank to drive the construction of three 66-bed care homes.
Supporting Ivolve
Ivolve Care and Support provides specialist residential care and supportive living for over 1,200 people across the UK. Shawbrook worked with the business to help achieve its ambitions by funding a major acquisition to support its growth strategy.
What’s happening in the healthcare finance sector?
Stay up to date with the latest insights from our specialists on trends across the healthcare market and beyond, and follow Shawbrook for Healthcare on LinkedIn for regular updates from our team.
UK Healthcare Finance Trends, Challenges & Opportunities
We highlight the resilience of the UK healthcare sector, and the role of specialist lenders in supporting providers to enhance patient care and achieve growth.
The Evolving Landscape of UK Healthcare
Dasos Kirtsides, Head of Healthcare at Shawbrook, shares insights into the shifting challenges and opportunities regularly discussed with medical professionals and care providers, both at industry gatherings and in day-to-day meetings.
Business Growth Strategies: Organic Growth and Acquisitions
Explore key strategies and challenges for UK businesses pursuing fast growth, including organic expansion and acquisitions, and funding options that can help.
Healthcare finance FAQs
What is healthcare finance?
Healthcare finance is specialist funding for established operators across the UK healthcare and children’s services sectors. Funding is tailored to the individual business to support growth and investment. At Shawbrook, we offer facilities from £1m to £35m to support acquisitions, development, growth and refinancing.
What healthcare sectors does Shawbrook support?
Shawbrook provides healthcare finance across elderly and adult specialist care, home care and supported living, children's services and SEN education, nurseries and early years providers, pharmacy, dentistry and veterinary practices, hospitals, diagnostics and NHS services, and mental health and rehabilitation services.
Is my business eligible for healthcare finance?
We assess each business individually, but there are some general criteria, whether you're enquiring directly or on behalf of a client:
- UK-based operators - We provide finance to healthcare businesses operating in the UK.
- Established businesses - Most businesses we support have at least 3 years of trading history; start-ups are typically not eligible unless they form part of a wider group.
- Financial strength - Our minimum funding of £1m is generally suited to established businesses.
- Regulated providers - Operators must comply with the relevant UK regulatory framework for the sector they are operating in.
How do I apply for healthcare finance?
Get in touch with our team to discuss the business and funding requirements. Whether you're a business owner, an experienced management team or an adviser or broker representing a client, we take a relationship-led approach from the outset, guiding you through each step with clarity and confidence.
Our business
About Shawbrook
Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.
Sustainability
Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment.
Sponsorship Programme
As official banking partner of Saracens Rugby Club and lead partner of London Mavericks netball, we are proud to champion inclusive elite sport and the opportunities it can bring for all participants, both on & off the field & court.