Fast funding through unregulated bridging loans in support of professional landlords; for when investment opportunities come knocking.

Why Shawbrook?

We know that when a property pops up at auction, or needs renovating, you need access to finance – and quickly. 

Our intuitive systems allow you and your broker to receive an instant application in principle, while our practical bridging loan solutions are tailored to your needs:

  • Interest can be rolled up or paid monthly
  • No early repayment charges
  • Most property types are accepted, including complex residential or commercial

So whether you’re converting a property into a HMO, refurbishing a property for a quick sale or to rent, or just want to take up an investment opportunity quickly, we have the bridging loans that can support your investment ambition. 

Bridging Loan highlights

  • Rates from 0.69% per month
  • Loans from £50k to £25m
  • Up to 85% LTV available
  • Term up to 24 months
  • No minimum term or interest period
  • Fixed rates and fees
  • No minimum income requirement

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Lending for refurbishment costs

Access all your funds upfront for light refurbishment works (up to 85% LTV) with our Lending for Refurbishment Costs product that can be added to your bridging loan.

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Grow your portfolio with Shawbrook

We can offer (subject to an underwriting assessment) a pre-approved credit limit with no threshold on the number of properties or accounts that you can hold with us. This means that you can confidently expand your property portfolio with us by your side.

Stay with us

We offer Buy-to-Let and Commercial Mortgages so you can seamlessly switch to one of these products when your bridge comes to an end. 

For existing customers, we also offer a 0.25% discount on your arrangement fee for each subsequent mortgage that you take with us.

Interested?

Contact us today, and with your consent, we will transfer you to one of our trusted mortgage broker partners. The broker will research the mortgage market and if Shawbrook has the best deal for you, they will not, in most circumstances, charge a broker fee*.

* This offer only applies to Shawbrook Buy-to-Let mortgages, commercial mortgages and bridging loans. In certain circumstances, such as cases involving complicated ownership structures like on/offshore trusts, or for ex-pat customers, a broker fee may apply given the level of work required.

Broker? We’ve got you covered

If you're a new or existing broker, head for our dedicated site where you'll find everything you need on our extensive property offering, and how to submit your cases to us.

Bridging Loans case studies

Spotlight on deals we’ve done that support property investors like you.

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Case Study

Fast refinance to support auction acquisition

Shawbrook provided an unregulated bridging loan to support a client seeking to raise funds to swiftly capitalise on a promising investment opportunity at auction.

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Case Study

Refinance for portfolio landlord using digital Buy-to-Let and Energy Efficiency Discount.

We assisted a professional property investor by orchestrating the refinance of their extensive portfolio comprising of 11 single dwelling houses.

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Case Study

Shawbrook complete urgent auction purchase with MyShawbrook Bridging portal

Shawbrook has supported a customer with an unregulated bridging loan to fund an auction purchase, working closely with Strategic Partner ‘The Moneyhub’.

Useful information

Useful links to more information in case you’ve not quite found what you’re looking for.

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Contact us

If you have any questions about our products and services, you’ll find the right person to contact here.

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Help with our products

If you’re an existing customer, or need more information on our products, visit our help centre for support.

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News & case studies

News from across the property landscape and spotlights on deals we’ve done.

Insights Hub

The home of insights and trends in the property market, guides on how to build and diversify your portfolio, and information on planning and tax implications for professional landlords.

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Insights

Bridging Finance vs Property Investment Mortgages

Read more about property investment mortgages and bridging finance. Our pros and cons lists will help you in choosing the right option for your investment goals. 

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Insights

Where are the Top 10 best places to invest in property?

Our top UK property investment locations in 2024 for strong rental yields and growth. Read about areas offering diverse opportunities.

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Insights

A guide to specialist support for portfolio landlords

Learn about the various experts and property management services you'll need to support your investment journey with our comprehensive guide.     

Explore Property Finance

New Tenants

Buy-to-Let Mortgages

Award-winning property finance to help you purchase a new investment, refinance an existing portfolio, or raise additional funds to grow your property business.

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Commercial Mortgages

Commercial property finance can be complex, but our specialist team, well-versed in UK finance loans, can help you invest in a new property, refinance your existing portfolio, or raise additional funds for further investment opportunities.

Development Finance

Looking to develop land from the ground up or refurbish an existing building? Our team takes the time to fully understand the complexities of the build, providing reliable funding to ensure your development project goes from blueprint to reality.

Our business

About Shawbrook

Shawbrook is a different kind of bank, built to accommodate individuality, diversity and the dynamics of the modern world. We combine great technology and the expertise of our people to understand our customers’ individual requirements and to meet their evolving needs.

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Sustainable strategy

Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

Making a difference together

As official banking partner of Saracens Rugby Club, we are proud to champion elite women’s sport by supporting the growth of both women’s rugby and netball as lead sponsor of the Mavericks.