About us

We’re specialists in good sense.

Who we are

Shawbrook is a new savings and lending bank. We specialise in the savings and lending markets where we have solid experience and knowledge.

We give our customers a straightforward, no-nonsense alternative to the high street. And we combine traditional banking values with a modern approach.

We think of ourselves as the best of banking past – good customer service and common sense decisions – with the easy access of a modern bank. We use common sense and judgement when we take decisions, not a rigid computer score.

What we do for who, and how we do it

  • Savers. We offer clear, competitive rates for depositors so that they can grow their savings. And you don’t have to be an existing customer to open an account.
  • Small-to-medium businesses. Our approach to lending is flexible and our approval-process is efficient. We can help businesses grow and succeed – we want to help businesses write their success stories.
  • Brokers. All our lending is through carefully selected independent brokers. This keeps our costs down and helps us offer competitive rates. It’s good for our brokers because they can grow their business. And it’s good for customers because brokers can find the right products and guide customers through the lending process (brokers even fill in most of the forms).

Where we came from

We have been in business since 1944 and became a licensed bank in 1971. RBS Equity Finance bought the bank in January 2011, and provided substantial capital to help the business grow. In 2011 we bought additional lending businesses, and we changed our name to Shawbrook in October 2011.

Shawbrook has no legacy lending from the financial crisis, so we’re free of toxic debt.

Shawbrook is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.