Bridging Loans

Flexible short-term finance to help clients secure, refurbish or refinance property opportunities.

Loans from £50k to £25m, with terms up to 24 months
Up to 90% LTV available, including refurbishment funding for eligible cases
Instant AIPs and no early repayment charges

A traditional white two-story house with a red-tiled roof stands beside a modern black extension with large windows, revealing a well-lit dining area inside. A stone patio and garden are in the foreground.

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Why Shawbrook?

When property investment opportunities come knocking, like at auction, your client may want access to finance – and quickly.
Our intuitive application system allows you to receive an instant application in principle (AIP) for your client, while our practical bridging loans are designed for the needs of professional investors:

Interest can be rolled up or paid monthly
No early repayment charges
Most property types are accepted, including complex residential or commercial

If your client is converting a property into a HMO, refurbishing a property for a quick sale or to rent, we have the bridging loans to support their journey.

Bridging highlights

Rates from 0.69% per month
Loans from £50k - £25m
Up to 90% LTV
Term up to 24 months
No minimum term or interest period
Fixed rates and fees
No minimum income requirement
Dedicated team offering a premium case management service for loans over £2.5m

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Supporting brokers at every step

Lending for refurbishment costs

Your clients can access all their funds upfront for light refurbishment works on residential property (up to 90% LTV) with our Lending for Refurbishment Costs product that can be added to their bridging loan.

Maximum loan size is £1m.

A room with red and white walls, circular shelves on the upper wall, and painting supplies including paint cans, brushes, and a tray on the floor; sunlight casts shadows across the space.

Modern apartment building with brick exterior, large windows, and wooden balconies under a clear blue sky.

Structured Real Estate

Our Structured Real Estate team offer a premium 1-2-1 case management service specifically for loans between £2.5m - £25m.

With the ability to structure the funding package around your client’s unique needs, they deliver a personalised experience for the larger, complex deals.

Explore Structured Real Estate