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Bridging Loans

Fast funding through unregulated bridging loans to support professional landlords.

Why Shawbrook?

When property investment opportunities come knocking, like at auction, your client may want access to finance – and quickly. 
Our intuitive application system allows you to receive an instant application in principle (AIP) for your client, while our practical bridging loans are designed for the needs of professional investors:

  • Interest can be rolled up or paid monthly
  • No early repayment charges
  • Most property types are accepted, including complex residential or commercial

If your client is converting a property into a HMO, refurbishing a property for a quick sale or to rent, we have the bridging loans to support their journey. 

Bridging highlights

  • Rates from 0.74% per month
  • Loans from £50k - £25m
  • Up to 90% LTV
  • Term up to 24 months
  • No minimum term or interest period
  • Fixed rates and fees
  • No minimum income requirement
  • Dedicated team offering a premium case management service for loans over £2.5m

Supporting brokers at every step

Log in to access your broker portal or make an enquiry to get started with Shawbrook.

Lending for refurbishment costs

Your clients can access all their funds upfront for light refurbishment works on residential property (up to 90% LTV) with our Lending for Refurbishment Costs product that can be added to their bridging loan.

Maximum loan size is £1m.

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Structured Real Estate

    Our Structured Real Estate team offer a premium 1-2-1 case management service specifically for loans between £2.5m - £25m. 

    With the ability to structure the funding package around your client’s unique needs, they deliver a personalised experience for the larger, complex deals. 

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    Join our broker panel

    Looking to submit business to us but not part of our broker panel? 

    Bridging lending criteria

      We’re transparent with our lending criteria, so you know where you stand when submitting a case to us. Explore or download our lending criteria.

      If your client does not meet all conditions, applications may still be considered.

      Useful information

      Useful links to more information in case you’ve not quite found what you’re looking for.

      Contact Us

      Contact us

      If you need to get in touch with our team, you’ll find the right person here

      News

      News & case studies

      News and views from across the property landscape & Spotlights on deals we’ve done

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      Insights hub

      Helping you and your clients put the 'PRO' in property and stay ahead of the pack. Help with building portfolios, planning, tax and more.

      Bridging Loans case studies

        Spotlight on deals we’ve done that support clients like yours 

        3 People Talking About Construction
        Case Study

        Expert team deliver Bridging loan in just four working days

        We supported experienced investor Milliard Homes with a bridging loan in just four days to meet customer’s tight deadline.

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        Case Study

        Fast refinance to support auction acquisition

        Shawbrook provided an unregulated bridging loan to support a client seeking to raise funds to swiftly capitalise on a promising investment opportunity at auction.

        Woman Using Laptop At Table
        Case Study

        Shawbrook complete urgent auction purchase with MyShawbrook Bridging portal

        Shawbrook has supported a customer with an unregulated bridging loan to fund an auction purchase, working closely with Strategic Partner ‘The Moneyhub’.

        What we can offer your clients

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        Buy-to-Let Mortgages

        Award-winning finance to help purchase a new investment, refinance an existing portfolio, or raise additional funds for your client to grow their property business.

        Commercial Hero

        Commercial Mortgages

        Our expert team make light work of complex commercial property cases. They can support your clients to invest in a new property, refinance an existing portfolio or raise additional funds for further investment opportunities. 

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        Development Finance

        Is your client planning a new build or refurbishment project? Our expert team is dedicated to building a detailed understanding of their project, providing bespoke finance tailored specifically to their funding needs. You can count on us to be by your side all the way to completion. 

        Our business

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        About Shawbrook

        Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

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        Sustainability

        Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

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        Sponsorship Programme

        As official banking partner of Saracens Rugby Club and lead partner of London Mavericks netball, we are proud to champion inclusive elite sport and the opportunities it can bring for all participants, both on & off the field & court.