Corporate Lending

Making it happen, side by side

Acquisitions, management buy-outs, re-structuring, investing for growth. These are pivotal events for any business, and almost always dependent on access to funding.

At Shawbrook, we could help provide the finance your business needs to navigate these events in a more creative and flexible way than you might find elsewhere. Our people make this happen by spending time with our clients, their management teams and advisers – getting to know every aspect of the business. We use our expertise and judgement to tailor the right solution and we then commit to deliver, without ever over-promising.

With short reporting lines and access to key decision makers, customers choose us for the speed, flexibility and certainty we strive to deliver every time.

Enquire now

 

Dealmakers Award Winners 2023 Logo

Engineers And Robots

Flexible finance for your next major milestone

With an experienced team of decision makers, including regional teams and experts in key sectors, we’re able to support a breadth of business situations with funding lines up to £35m.

We offer Asset Based Lending, Leverage Finance and Hybrid Senior Debt solutions, enabling funding to be delivered without preference for cash flow or assets.

Typical scenarios and common funding requirements include:

  • Business mergers or acquisitions
  • Employee Ownership Trusts (EOT)
  • Acquisitions for private equity
  • Exits for retirement
  • General purposes, including capital expenditure
  • Funding growth and business development activities
  • Premises acquisition or refinance
  • Refinancing, restructuring and turnarounds
  • Working capital

Facilities from Shawbrook:

Commercial Loans

A senior debt product designed for established businesses requiring funding for growth, an acquisition, change of ownership or other general corporate purpose. Loan size is determined by a multiple of EBITDA or vacant possession value of an owner-occupied commercial property, with repayments coming from future cashflows of the business. 

  • Facilities from £1m - £20m
  • Term: typically 3 - 5 years
  • Repayment: amortising profile with interest-only periods and bullet options available
  • Security: senior all asset debenture. Parental and cross guarantees may also be required
  • Can be combined with working capital facilities as a comprehensive solution to support Commercial Loan structures

Enquire now

Meeting In Office
"Shawbrook Bank’s commercial common sense and commitment to delivering exactly as they promised from the outset made them the ideal funding partner.”
Dave Gardner, Director at Whichrate
“Shawbrook’s flexible approach, cash flow proposition and ability to deliver helped us complete in under five weeks.”
Jay Verjee, Managing Partner of Addition Capital
"Shawbrook has an excellent reputation in our local market and this was proven by their ability to deliver.”
Nigel Smailes, CEO at Carnaby Caravans

Asset Based Lending

For businesses with substantial value tied-up in both hard and paper assets, our Asset Based Lending proposition can unlock that value to provide both immediate cash and on-going financial headroom to support pivotal events. A covenant-lite and flexible funding solution designed around the specific characteristics and needs of each client, an ABL structure can provide certainty and puts the customer in control – only drawing funds when required.

  • Facilities from £1m - £35m
  • Multi-asset revolving working capital facilities which can include Receivables, Inventory Finance, and a combination of other assets
  • We also offer multiple option term debt funding solutions that can include combinations of Property Finance, Plant and Machinery Finance, and Cashflow, in amortising and interest-only structures
  • Security: senior all asset debenture. Parental and cross guarantees may also be required

 

Enquire now

Industry Worker Window New
“Shawbrook has continued to demonstrate that they are experts at what they do and can act at pace.”
Len Palmer, Managing Director at Lander Automotive
“Shawbrook’s team were proactive throughout, and the flexible funding structure […] meant that they emerged as the only lending partner for us.”
Richard Hopkins, Managing Director at Fargro Limited
“As a lender, Shawbrook has been an outstanding partner to work with.”
Andrew Marr, Finance Director at Dale Power Solutions

Advantages of working with us

  • We invest time in understanding our customers’ business models, markets and key challenges
  • Our ability to offer flexible product structuring to tailor the solution to our customers’ needs
  • We have a strong reputation built on our proven ability to set and meet clear expectations, delivering on what we have promised 
  • Experienced teams across the UK, embedded within regional economy to provide local support

Yorkshire door business secures multimillion pound support from Shawbrook

Distinction Doors is the largest composite door manufacturer in the UK. It required funding to increase its inventory and accelerate its capital expenditure. Learn how we tailored a working capital solution to include invoice discounting and an inventory and cash flow facility, meaning Distinction Doors has been able to invest in new machinery and focus on its sustainability journey.

Flex Pink Charcoal

Distinction Doors

Here for you

Maintaining close working relationships with our customers is paramount, which is why our Client Managers are focused on small portfolios and tasked to make dealing with Shawbrook as simple as possible.

Looking for something in particular?

Close

Corporate Lending Enquiry Form

For your safety, please do not send security details such as passwords by email.

Fields marked with an asterisk are mandatory.

About your business

How can we help you?

We can offer funding lines from £1 million

By clicking the “Submit” button below, you acknowledge that we will use your information as set-out in our privacy notice. If you would like a paper copy of our privacy notice you can print a copy from our website or contact us on 01277 751 110. Our lines are open Monday to Friday, 9am to 5.30pm excluding bank holidays.