Benefits of funding a care home with Shawbrook
At Shawbrook, we understand the unique operational and funding needs of UK care providers and are ready to support the next stage of growth.
Our care home finance solutions
- Acquisition Finance: Funding to acquire existing care homes, helping established operators to grow strategically and expand their portfolios. Loans from £3m to £35m.
- Development Finance: Support for refurbishments and new builds, enabling established operators to create modern, high quality care environments. Loans from £1m to £30m.
- Funding Growth: Tailored solutions for ongoing growth, allowing operators to scale services and enhance facilities. Loans from £3m to £35m.
Security may be required. Any property or asset used as security may be at risk if you do not repay any debt secured on it. Our healthcare finance products are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Meet our Healthcare Finance team
Dasos Kirtsides leads Shawbrook’s Healthcare team, which he established in 2018. With nearly three decades in corporate banking, including over 20 years focused on healthcare, he has built a reputation with the team for creating innovative, flexible finance solutions that drive growth and improve patient and resident outcomes.
Together, the team has completed over 150 transactions, providing more than £600m in funding to healthcare providers across the UK.
Care home finance case studies
Find out more about how we've supported other care providers on their growth journeys.
Care home provider, CareConcepts expands portfolio with Marion Lauder House acquisition
Manchester private care home, CareConcepts secured debt finance facility for acquisition of Marion Lauder House. which provides nursing, residential and respite and assessment care for dementia patients.
Innovative funding package to support development and operation of three care homes
LNT Care Developments, a distinguished leader in the field of care home development and operation, has secured funding from Shawbrook Bank to drive the construction of three 66-bed care homes.
Pristine Care Group expands portfolio with 60 bed dementia care home in Rotherham
Shawbrook provided a seven-figure sum for specialist care provider, Younas Care Group to acquire a new 60 bed purpose built dementia care home in Rotherham.
Care home finance FAQs
Is my business eligible for care home finance?
We assess each business individually to find a funding solution that fits, but there are some general criteria for the businesses we can support:
- UK-based operators – We provide finance only to care home businesses and developers operating in the UK.
- Established businesses – Most of the businesses we support have at least 3 years of trading history; start-ups are typically not eligible.
- Financial strength – Our minimum funding of £1m, designed for larger-scale growth, development projects and acquisitions, is generally suited to businesses with a strong balance sheet and multi-million-pound revenues.
- Regulated care providers – Operators must comply with UK care regulations.
How do I apply for care home finance?
To explore your care home finance options, get in touch with our team and discuss your business and funding requirements. Whether you are a developer, an experienced management team, or working through an advisor or broker, we take a relationship-led approach from the outset. We work closely to understand your objectives and how we can help, guiding you through each step of the process with clarity and confidence.
Can I get a business loan to improve an existing care home?
Yes. Shawbrook can support improvements to existing care homes as part of a wider growth strategy. Many operators choose to upgrade or reconfigure their homes alongside acquisitions, developments or broader expansion plans, and our specialist care home finance solutions can help you structure funding that supports both improvement works and long-term growth.
For smaller-scale upgrades, you may also benefit from our unsecured business loans, typically available from £25k to £350k. This can support projects such as refurbishments, new equipment, technology investments, and sustainability enhancements. If this type of funding is more suitable, your Commercial Finance Broker can help you explore the options available.
What's happening in the UK care home sector?
The latest insights from our team, covering trends across the care home sector and beyond.
The Evolving Landscape of UK Healthcare
Dasos Kirtsides, Head of Healthcare at Shawbrook, shares insights into the shifting challenges and opportunities regularly discussed with medical professionals and care providers, both at industry gatherings and in day-to-day meetings.
UK Healthcare Finance Trends, Challenges & Opportunities
We highlight the resilience of the UK healthcare sector, and the role of specialist lenders in supporting providers to enhance patient care and achieve growth.
Foundations for success
63% of UK SMEs say growth is tougher than starting up, highlighting the need for strong foundations, especially when seeking funding. Chris Walton shares what lenders value most.
Explore our range of solutions
Healthcare Finance
Specialist funding for care homes and healthcare providers, helping you grow, upgrade facilities, or acquire essential equipment.
Development Finance
Funding to build new care homes or refurbish existing ones, turning plans and blueprints into operational facilities.
Corporate Leverage Finance
Senior debt solutions for larger-scale growth, acquisitions, or expansion projects in the care sector.
Unsecured Business Loans
A simple loan solution for establishes SMEs investing assets, innovations and growth.
Professions Finance
Working capital solutions for professionals in the legal, accounting and medical sectors, helping to spread the cost of tax liabilities, membership fees and insurances.
Business Savings Accounts
Earn interest on surplus cash to support your care home's short or long term plans.
Adviser or Business Introducer?
We work with a range of corporate debt advisers, accountants, lawyers, and other knowledge based introducers to find solutions for their clients.
If your business is introducing clients to the right partners and we haven't spoken before, we understand that a conversation is just the start.
Commercial Finance Broker?
If you're a new or existing Commercial Finance Broker, head to our dedicated site where you'll find everything you need on how we can work with you to grow your business.
Our business
About Shawbrook
Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.
Sustainability
Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment.
Sponsorship Programme
As official banking partner of Saracens Rugby Club and lead partner of London Mavericks netball, we are proud to champion inclusive elite sport and the opportunities it can bring for all participants, both on & off the field & court.