Modern office lobby with pink accent wall displaying "Real world banking," gray and green lounge chairs, a round marble table, and a reception desk with the Shawbrook logo in the background.

Investor Relations

We provide finance to a broad and diverse range of customer segments, each of which value the flexibility, speed and certainty we deliver. 

View our 2025 Annual Report

We provide finance to a broad and diverse range of customer segments, each of which value the flexibility, speed and certainty we deliver. 

View our 2025 Annual Report

Read the latest information on Shawbrook Group, our strategy and financial performance.

Useful links

Useful links

Full Year 2025 Results

A man wearing glasses, a dark blue blazer, and a white shirt poses in front of a dark background with a large, light green geometric design.

“During 2025, we continued to deliver attractive returns, with underlying profit before tax of £340.5 million and an underlying return on tangible equity of 17.2%. The scale and diversity of our portfolio, underpinned by a performance-driven, entrepreneurial culture, continues to provide resilience and opportunity.“

Marcelino Castrillo
Chief Executive Officer

"2025 was an important year for Shawbrook. We delivered a strong set of results that reinforced our position as a leading specialist bank and marked our return to the public markets.

We maintained strong momentum throughout the year, delivering further efficiency gains and strong risk-adjusted returns, alongside loan book growth of 16%.”

Dylan Minto 
Chief Financial Officer

Download our 2025 Annual Report
A man in a dark suit and white dress shirt stands in front of a geometric background featuring large, light-colored shapes. He is looking directly at the camera with a neutral expression.

Latest news & enquiries

Details on how to subscribe to the latest news and how to contact us for Investor or Media enquiries

Subscribe to our Investor Relations news to receive updates here.

For investor enquiries, please contact: Murray Long, Head of Investor Relations IR@shawbrook.co.uk

For Company enquiries, please contact our Company Secretary CompanySecretary@shawbrook.co.uk

For media enquiries, please contact: Teneo shawbrook@teneo.com

Financial Calendar

Key dates from our financial calendar

12 March 2026

2025 Full Year results

14 May 2026

Q1 2026 Trading Update

05 August 2026

2026 Interim Results

Our Strategy

Our strategy is underpinned by five strategic advantages that differentiate our business and support consistent performance. Together, they create a resilient and scalable specialist banking model, enabling us to deploy capital selectively, manage risk through the cycle, and deliver sustainable shareholder returns.

  • Diversified markets
    Broad total addressable market (TAM) across 4 core segments, enabling flexible capital deployment and creating multiple opportunities
  • Specialist at scale
    Specialist lending delivered through a multi-brand portfolio and broad distribution channels
  • Technology-enabled
    Technology and data-enabled platform enhances customer experiences and supports operating leverage
  • Credit discipline
    Disciplined underwriting and forward-looking risk management delivering stable cost of risk across varying macroeconomic conditions
  • Entrepreneurial culture
    Experienced management team and entrepreneurial culture, creating long-term value through organic and disciplined, value-accretive M&A
 Strategy

 

A specialist lending business model

Delivering resilient returns through the cycle

Our differentiated proposition supports strong demand and attractive margins, funded efficiently through our deposit franchise. Data-led risk management, scalable technology and disciplined capital allocation underpin resilient growth and the consistent delivery of sustainable, attractive risk-adjusted returns.

Business Model

Our markets: Commercial

We support established and fast-growth SMEs with a wide range of finance solutions, as well as offering a diverse range of buy-to-let, commercial and bridging loan products to experienced professional landlords and property investors.

A close-up of a lion’s face and mane, looking directly at the camera with an alert expression. The background is blurred, drawing focus to the lion’s intense eyes and detailed fur.
Explore SME Explore Real Estate

Our markets: Retail

We provide owner-occupied mortgages to individual homeowners with more complex income and credit profiles, including the self-employed and entrepreneurs, as well as buy-to-let mortgages for professional landlords. In addition, we also offer specialist motor finance in the mass market and high-end luxury segments, as well as unsecured personal loans. 

We also offer a wide range of personal and business savings products, including fixed and easy access cash ISAs, and easy access notice and fixed-term accounts.

A person rides a bicycle along a paved path through a lush, green park with tall trees and grass on a sunny day.

Retail Mortgage Brands

Provides specialist residential mortgages to those with non-traditional and complex income and credit profiles, including the self-employed and entrepreneurs, as well as buy-to-let mortgages for professional landlords.

Consumer Finance

Provides specialist motor finance for high-end vehicles, predominantly supporting entrepreneurs and high-income professionals, as well as digital unsecured personal loans. 

Savings

Our savings proposition supports our ability to build a loyal customer base by fostering trust-based relationships and delivering long-term value. Our offering is underpinned by a digital platform that leverages advanced data capabilities to provide a seamless service.

Our Brands

Our sustainability strategy

Focusing on those areas in which we can deliver the greatest impact

A woman stands addressing a group of four people seated around a conference table in a modern office. One person is taking notes, others listen attentively. A glass wall and potted plant are in the background.

Empowering our People

Our high‑performance and entrepreneurial culture drives innovation, resilience and sustainable growth.

  1. Strengthening an entrepreneurial culture that drives ownership and accountability at every level.
  2. Continue building an inclusive environment that attracts and retains exceptional talent. 
Empowering our People
A group of people socialize on an outdoor balcony overlooking a rugby stadium. One person wears a hoodie labeled "Saracens Foundation." The pitch and empty stands are visible in the background under a partly cloudy sky.

Strengthening Society

We make a positive difference in the communities where our people, customers and stakeholders live and work.

  1. Driving economic opportunity and resilience by widening access to finance for current and future customers.
  2. Maximising measurable social impact beyond lending.
Strengthening Society
Forest Canopy

Sustainable Future

By taking a long-term view, we play our part in creating a sustainable future for our business, our economy and our environment.

  1. Protecting financial resilience by addressing climate and nature-related risks and opportunities.
  2. Continue evolving and embedding responsible business practices and robust governance.
Sustainable Future

IPO

Shawbrook Group plc was admitted to the London Stock Exchange Main Market on November 04, 2025.

IPO information