Why choose us for your wedding loan?
Who can apply?
We know everyone is different. That’s why we look at every customer individually. But we do have some criteria you’ll need to meet before we can consider your car loan application. You must:
Ready to apply?
We believe in being fair and transparent.
When you apply for a loan quote with us, we run a soft credit check that doesn’t impact your credit score. You’ll get an upfront, guaranteed rate if you’re eligible. That way, you can decide if our wedding loan is right for you before applying.
If you’re eligible and accept our rate, you’ll need to provide us with your bank details and sign your documents online. Once we’ve approved your loan and signed the agreement, we’ll send you your funds within three working days — ready for you to get started with your wedding planning.
What will I need to apply online?
To receive a quote, you’ll need to meet our eligibility criteria and provide us with the following information:
- Residential addresses for the last three years
- Contact details, including an email address
- Employment information
Representative example
The rate we offer you will depend on your circumstances.
Representative example: for comparison purposes, 16.9% APR Representative based on a loan of £10,000 repayable over 60 months (five years) with an interest rate of 16.9% p.a. (fixed). Monthly payment of £241.68 total amount repayable £14,500.74.
All personal loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. That's why you won't find a loan calculator on our website. To find out more about this as well as our commitment to transparency, visit our guide on why Shawbrook Bank doesn't use loan calculators.
We offer loans from £1,000 to £50,000 with loan terms from one to seven years. The maximum APR rate you could be offered is 34.9%.
About Shawbrook
Personal loans without the confusion.
We’re proud to be a different kind of bank. We’re committed to being fair and transparent with everyone that applies for a personal loan, so this is our promise:
Help
Below are some of the most common queries about our wedding loans
What is a Shawbrook wedding loan?
A Shawbrook wedding loan is an unsecured personal loan.
If we approve the loan, we'll transfer the money to your account, and you'll start making monthly payments to repay your loan.
Your payments will start soon after we transfer the money to you, not from your wedding date. Your first payment date will be detailed on the agreement.
Depending on how long you take the loan for and when your big day is, you might even pay the loan off before the wedding.
For more information on the most common uses of a wedding loan and the different finance options available, read our ultimate guide to financing your wedding.
What information will you ask me for when I apply for a wedding loan?
A Shawbrook wedding loan is simply a personal loan. There aren't any special wedding related questions that you have to answer.
To apply for a Shawbrook wedding loan, you will need to supply the following information:
- Contact details
- 3 years address information
- Employment and income details
- Bank account details
Can I pay a loan back early?
Of course — you have the right to pay a personal loan back early or make an additional monthly repayment under the Consumer Credit Act. But it’s important to know that this may be subject to an early repayment charge.
To discuss your options with a member of our team, please contact us. If you have taken out a loan with us on or after 13th December 2021, you can also log in to your customer portal to contact us: https://myloan.shawbrook.co.uk/.
Do I need to have my wedding date set before applying for a wedding loan?
No, you do not need to have a wedding date set before you apply for a Shawbrook wedding loan.
What does the Shawbrook loan agreement look like
If you get approved for a loan from Shawbrook, you'll need to sign a loan agreement. For most new loan accounts, this will be a Fixed Sum Loan Agreement, which means it allows you to borrow a fixed amount over a fixed term at a fixed rate of interest.
The agreement sets out the terms and conditions which relate to your loan, so it's really important to read and and ask us any questions if there is anything you don’t understand before signing the agreement. You'll also get a document called Written Adequate Explanations that will highlight the key features of your agreement and help you understand the agreement in a bit more detail.
If you want to see what these documents look like, you can click the links below. Just keep in mind that the actual documents you receive might look different based on your type of loan and when you applied. If you already have a loan with Shawbrook but can't find your agreement, just reach out to us and we can send you another copy.
- View an example of our Fixed Sum Loan Agreement
- View an example of our Written Adequate Explanation
The loan agreement you'll get after you apply will have all the details that are unique to your loan. The examples above are just to give you an idea of what these documents might look like.
Need more help?
We have a range of information to help you understand our personal loans including how our products work, applying for a loan and getting in touch with our team.
About our wedding loans
Personal loans insights hub
You’ll find a number of useful guides to support you. From helping to debunk financial jargon to planning and budgeting to turn your dreams into a reality.
Applying for a wedding loan
Information about applying for a Shawbrook wedding loan.
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Our business
About Shawbrook
Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.
Sustainability
Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment.
Saracens sponsorship
As official banking partner of Saracens Rugby Club, we are proud to champion elite women’s sport by supporting the growth of both women’s rugby and netball as lead sponsor of the Mavericks.