Development Finance

Built on strong foundations

With bespoke funding solutions to support your new build or refurbishment project, you can be confident that your funding will be available, all the way to completion.

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Development Finance Flex

Our bespoke approach

  • New build developments or refurbishment projects
  • Minimum loan size £500k
  • Maximum loan size £30m
  • Maximum gearing 65% Loan to Gross Development Value (LTGDV) for new build and 70% LTGDV for refurbishment, both subject to maximum 85% loan to cost
  • Cash/equity contribution to be injected ahead of any Bank funding
  • Available across UK mainland

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. 

Refurb or new build

  • Heavy refurbishment
    Where you are looking to make changes to the use or the size of an existing building.

    This can be via permitted development which allows for the conversion of a commercial property such as an office into residential flats, or where planning is obtained to allow for an extension (e.g. to the roof, or for a basement ‘dig out’).

  • Ground up
    Where you are looking to purchase land, or demolish an existing building and replace with a residential or mixed-use scheme. (Please note that in these scenarios, the “land” will need to have the required planning approved)

Development Finance for:

  • Experienced property developers
  • New build, conversions and refurbishment
  • Mixed-use developments
  • Student Housing, Senior Living and Co-Living
  • Phased development schemes

Development Lender of the Year - NACFB Awards 2021 & 2022

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