Hosted by Karen Bennett, Managing Director of Commercial Mortgages, and leading property commentator Kate Faulkner, Managing Director of Propertychecklists.co.uk, this video webinar explores the various regulatory and government interventions with regard to BTL, and how these have been exacerbated by on-going political uncertainty.
Using the 2018 Shawbrook BTL Report as an anchor, this fascinating session presents an opportunity to hear expert opinion around the challenges and future opportunities in this space, discussing many issues including the move to the "professionalisation" of the industry, the re-positioning of investment strategies, and the flight to UK regions more conducive to yield growth outside of a dampening London market.
Following the success of previous reports on the HMO market (2016), and a snapshot of the Private Rented Sector (PRS) (2017), we are pleased to introduce this latest piece of research on the current Buy-to-Let (BTL) market, which explores the impact of several recent government and regulatory changes.
Set against the shifting sands of national policy, the issues discussed are key for brokers, and the professional investor & landlord community.
The 2018 Shawbrook BTL Report delivers clarity on what this means for a sector that remains a critical component of the UK housing landscape.
Mortgages for your business
Property is a rapidly changing marketplace, so it’s good to deal with the experts. And at Shawbrook Bank, we’ve been specialising in innovative, relevant and effective business mortgages from day one.
With changing legislation across the tax and affordability landscape, our personal way of transacting makes more of a difference than ever. For example, we’ve always offered a more manual underwrite - getting to know you and your business rather than relying on rigid formula.
We’re proud to do things differently. That includes our approach to commercial property finance where we consider the unique borrower profile as well as the property asset - whether that borrower is a limited company, a partnership or an individual.
At Shawbrook we’ll look at the value of your portfolio, making a decision based on experience and insight rather than just a formula. That means we may be able to help where other lenders can’t.
Our experienced team can arrange finance for heavy refurbishment or ground up projects, helping build your business with a practical approach.
Our dedicated, expert short-term lending team could help you maximise your returns in the fast-moving property business by giving you fast access to funds, whether at auction or for other property acquisitions.
Shawbrook Bank commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. We work with limited companies, landlords and developers, and other SMEs. We’ll consider semi-commercial and mixed-use property, retail units, offices and modern industrial units.
If you’re starting a business in your own property, or you need to raise funds on the business property you own, our “owner-occupied” mortgage options could work for you.
Local expertise, wherever you are
At Shawbrook we work with a network of professional intermediary partners who can give you an independent picture of what’s available in today’s market.
We believe that brokers add real value throughout the application process. Many of the firms we work with are SMEs - like their own business customers - with first-hand knowledge of their local commercial and residential property market.
Please speak to your broker for more information on our mortgage products, and whether we can assist with your finance needs. If you don’t currently have a broker, please get in touch and we’ll provide you with a list of options, as well as answering any questions you may have about our proposition.
Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Our commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
For your safety, please do not send security details such as passwords by email.
Fields marked with an asterisk are mandatory.