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Corporate Leverage Finance

Specialist leverage debt facilities supporting mid-market SMEs.

Why Shawbrook?

Maintaining close working relationships with our customers is paramount, which is why our Client Managers are focused on small portfolios and tasked to make dealing with Shawbrook as simple as possible.

Corporate Leverage Finance highlights

A senior debt product designed for established businesses requiring funding for growth, an acquisition, change of ownership or other general corporate purpose. Loan size is determined by a multiple of EBITDA (earnings before interest, taxes, depreciation, amortisation) or vacant possession value of an owner-occupied commercial property, with repayments coming from future cashflows of the business. 

About our Corporate Leverage Finance

  • Debt Size: from £3m – £25m 
  • Term typically 3 – 5 years
  • Facility Structure: Term Loan, which can be combined with working capital facilities as a comprehensive solution
  • Repayment: Amortising profile with interest-only periods and bullet options available with payments taken from future cashflows of the business
  • Covenants: Two financial covenants typically included (usually a leverage-based test and a cashflow-based test)
  • Security: Senior first ranking debenture. Parental and cross guarantees may also be required
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Working with your business

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Working capital

Maintaining sufficient financial headroom is critical in ensuring that your business is resilient and capable of dealing with whatever the future might hold. We provide a range of solutions to help you manage your working capital, using either your assets or cashflow as security.

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Event financing

Acquisitions, management buy-outs, employee ownership transitions, re-structuring, investing for growth. These are pivotal events for any business, and almost always dependent on access to funding.

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Assets & equipment

Funding to support investments in assets and equipment. Whether it’s leasing or purchasing capital equipment or machinery, or funding significant investment in soft assets or intangible costs associated to CapEx.

Outstanding in your field

We work with most sectors across the UK. Here’s a spotlight on some of the sectors we work with.

Corporate Leverage Finance case studies

Find out more about the businesses we have supported with Corporate Leverage Finance.

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Case Study

Software business acquirer secures Corporate Leverage Finance loan for M&A growth

Shawbrook provided a commercial loan and committed acquisition facility for Software Circle to simplify its capital structure for further M&A activity 

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Case Study

Kendra Energy Solutions introduces Employee Ownership scheme, with funding from Shawbrook

Leading provider of energy management systems, Kendra Energy Solutions transitions to an Employee Ownership Trust (EOT), with Leverage Finance from Shawbrook.

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Case Study

GRC International Group acquired by Bloom Equity Partners in deal backed by Shawbrook

Regulatory and compliance service provider, GRC International was acquired by private equity house Bloom Equity Partners, in deal backed by Shawbrook.

Adviser or Business Introducer?

We work with a range of corporate debt advisers, accountants, lawyers, and other knowledge based introducers to find solutions for their clients. 

If your business is introducing clients to the right partners and we haven't spoken before, we understand that a conversation is just the start.

Explore our Business Lending Products

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Asset Based Lending

For businesses with substantial value tied-up in the balance sheet, our Asset Based Lending proposition can unlock that value to provide both strategic capital and on-going financial headroom to support pivotal events.

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Unsecured Business Loans

Finance for specialist needs including Professions Finance to support tax, VAT and membership fees, and CapEx Term Loans to support the acquisition of assets or intangible costs associated with capital expenditure purchases.

Supporting the businesses you support

Explore our funding solutions for Private Equity investors supporting UK mid-market SMEs.

Useful information

Useful links to more information in case you’ve not quite found what you’re looking for.

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Contact us

If you need to get in touch with our team, you'll find the right person here.

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Help with our products

If you're an existing customer or you've got questions on how our products work, visit our help centre for support.

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Business insights hub

We break down the latest data, insights and topics to help SMEs understand the key issues affecting their business.

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News & case studies

Read our latest news and find out more about the businesses we have supported.

Our business

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About Shawbrook

Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

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Sustainability

Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

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Sponsorship Programme

As official banking partner of Saracens Rugby Club and lead partner of London Mavericks netball, we are proud to champion inclusive elite sport and the opportunities it can bring for all participants, both on & off the field & court.