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Development Finance

Bespoke funding solutions to support your new build or refurbishment project. Explore our Development Finance & funding options, designed to meet your unique needs and propel your projects to success.

Development Finance highlights

  • Loans size £1m - £30m
  • Maximum gearing 65% Loan to Gross Development Value (LTGDV) for new build and 70% LTGDV for refurbishment
  • Maximum 85% loan to cost
  • Cash/equity contribution to be injected ahead of any Bank funding
  • Development Lender of the Year - NACFB Awards 2021, 2022 & 2024

Any property or asset used as security may be at risk if you do not repay any debt secured on it. Our development finance is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

If your broker is charging you a fee for arranging the loan then, on completion, we will pay this directly to them. The broker fee forms part of the loan advance. We always include full details of the fee in the loan agreement.

What we provide funding for

Our development finance is designed for experienced property developers working on a range of build types: 

    • New build, conversions and refurbishment
    • Residential, commercial and mixed-use developments
    • High value residential projects
    • Student housing, senior living and co-living
    • Care homes
    • Phased development schemes

Turning projects into reality

Why Shawbrook?

When investing in a development, you need a development finance lender that takes the time to understand your project in detail and provide finance tailored to your specific circumstances.

Our experienced team will visit your site – new build or refurbishment – and if it’s a project we can support, you can count on us to be with you for the entire journey.

We’ve already provided over £2bn of funding to UK property developers. So, if you’re an experienced developer looking for housing development finance, or would like to get funding for your next conversion project, we could be the lender to support you from initial planning through to completion.

Development Finance case studies

Spotlight on deals we’ve done that support property developers like you.

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News

£2 Billion and Beyond – What Our Milestone Means for UK Property Development

Shawbrook is fast approaching £3 billion in total development funding. This achievement is a testament to the dedication, expertise, and impact of our team across the UK property development landscape.

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News

UK Commercial Property Outlook 2025: Developers’ Insights

Our latest research shows that confidence is coming back to the UK commercial property market. Property developers see senior living developments as a key investment opportunity for future growth.

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Case Study

Development Finance team supports the delivery of sustainable housing in Melton Mowbray

Development finance team supports experienced developer with a £4.2 million loan for a 14-unit energy efficient development in Leicestershire.

Broker? We’ve got you covered

If you're a new or existing broker, head for our dedicated site where you'll find everything you need on our extensive property offering, and how to submit your cases to us.

Our business

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About Shawbrook

Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

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Sustainability

Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment. 

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Sponsorship Programme

As official banking partner of Saracens Rugby Club and lead partner of London Mavericks netball, we are proud to champion inclusive elite sport and the opportunities it can bring for all participants, both on & off the field & court.