Back to Home improvement loans

About our home improvement loans

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A home improvement loan is an unsecured personal loan taken out with the specific purpose of covering all or part of the cost of home improvements.

With an unsecured personal loan, you don’t need to be a homeowner as the amount borrowed isn't secured against your assets, such as your home or car.

Shawbrook home improvement loans are built to fit your needs.

With a Shawbrook loan, you could borrow between £1,000 - £50,000.  You can take the loan over one to seven years, depending on the amount you wish to borrow. 

You'll also get fixed monthly repayments.

It’s up to the borrower to decide what home improvement expenses they choose to cover with their loan.

Home improvement loans can be used to finance a range of home improvements. It could be used to finance all or part of the home improvement.

There are usually two types of home improvement loans, secured and unsecured. An unsecured home improvement loan is a personal loan which allows you to borrow money over a number of years, normally at a fixed rate of interest. A secured home improvement loan will mean the finance will be secured against your home or other asset and could allow you to borrow larger amounts as your home is collateral for the lender.

A Shawbrook home improvement loan is an unsecured personal loan.

Shawbrook offers unsecured personal loans for home improvement purposes. As they aren't secured on the property, they don't class as a second mortgage.

For more information on additional borrowing on your existing mortgage you should contact your mortgage provider.

A Shawbrook home improvement loan is an unsecured loan.

That means it's a separate loan, not secured on your house.

If you want to add borrowing to your mortgage, you should contact your mortgage provider. 

A Shawbrook home improvement loan is an unsecured loan that you draw down all at once. If you have several suppliers that you are paying as part of your home improvement, you can use the loan to pay for these when it is required.

A Shawbrook home improvement loan is an unsecured loan. There are no restrictions on what you spend the money on.

You could use the loan to fund several smaller projects, or you could put the money toward a larger project and top up with your own money. 

All our home improvement loans are unsecured which means the amount borrowed isn't secured against your assets, such as your home or car – that’s important if you’re looking to sell.

You could potentially take out more than one home improvement loan if you can afford to make the repayments. Each application would be assessed based on your personal circumstances at the time you apply.

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