Back to Car loans help

Applying for a car loan

header symbol

As with all loans, you need to make sure that it’s right for you and your financial circumstances.

Some considerations that you should keep in mind are:

Your personal APR could be higher or lower than the advertised representative APR. Depending on the interest rate you receive, you could end up paying more or less than what you initially had in mind. Getting a personalised quote and guaranteed rate from Shawbrook before you borrow will help you make an informed decision.

Whatever your APR is, it will still be more expensive than paying cash from existing savings as you’ll have to pay interest on the amount borrowed.

By paying with cash, you aren’t protected in the same way as some other dealer finance options if something goes wrong with the car soon after you make payment. Make sure you purchase from a reputable dealership and understand your consumer rights and insurance before making a purchase.

A Shawbrook car loan is simply a personal loan. There aren't any special car related questions that you have to answer.

To apply for a Shawbrook car loan, you will need to supply the following information:

  • Contact details
  • 3 years address information
  • Employment and income details
  • Bank account details

If you apply for a Shawbrook car loan, we look at the information provided in your application and we will only lend to you if we are comfortable that you can afford the loan. Then we'll let you know if you would be approved before you apply.

Documents & information

You’ll find forms and other information here for our personal loans products.

About our personal loans products

Find a contact number, explore our products or get help and inspiration with our personal loans insights hub.

Happy Father Playing With His Daughter Outdoors

Contact us about a personal loan

If you need to get in touch with us about a personal loan, you’ll find the right person here

Father Standing And Holding A Toddler Son

Our personal loans proposition

You’ll find out more about our products and proposition on our personal loans home page.

Happy Woman Listening With Headphones And Phone

Personal loans insights hub

You’ll find a number of useful guides to support you. From helping to debunk financial jargon to planning and budgeting to turn your dreams into a reality.