Unregulated Bridging Finance

    • Quickly secure a property purchase (perfect for auctions)
    • Secure funds for a refurbishment project - for a quick sale or to rent
    • Refinance to raise capital for any legal purpose
    • Repay existing short-term finance, including development loans

Make an enquiry

I’m an Intermediary

Drilling bathroom floor
Best Short Term Lender - Mortgage Strategy Awards 2021
Specialist Lender of the Year - NACFB Awards 2021

Unregulated bridging finance spotlight

    • Access entire loan upfront, subject to maximum 85% LTV (see below)
    • Most property types acceptable, including complex residential or commercial
    • No minimum income requirement
    • No experience required if borrowing for light refurbishment works
    • Interest can be rolled up or paid monthly
    • No early repayment charges

Product highlights


    • Rates from 0.79% per month
    • Loans from £50k to £25m
    • Up to 85% LTV available
    • Term up to 24 months
    • No minimum term or interest period
    • Fixed rates and fees

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. 

Lending for Refurbishment Costs Product

Access all your funds upfront for light refurbishment works (up to 85% LTV) with our 'Lending for Refurbishment Costs' product that can be added to your bridging finance. 

Watch this short video to find out how our 'Lending for Refurbishment Costs' product feature works.

How Shawbrook can support your property investment journey

Grow your business with us

Existing customer discount
We offer a 0.25% discount on your arrangement fee for each subsequent mortgage that you take with us.

Customer Appetite Statement
We can offer (subject to an underwriting assessment) a pre-approved credit limit with no limit on the number of properties or accounts that you can hold with us. This means that you can confidently expand your property portfolio with Shawbrook by your side.  

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Make an enquiry

Contact us today, and with your consent, we will transfer you to one of our trusted mortgage broker partners. The broker will research the whole mortgage market and if Shawbrook has the best deal for you, they will not, in most circumstances, charge a broker fee*.

Make an enquiry

* This offer only applies to Shawbrook buy-to-let, commercial investment, and unregulated bridging finance. In certain circumstances, such as cases involving complicated ownership structures like on/offshore trusts, or for ex-pat customers, a broker fee may apply given the level of work required.

Existing customers

If you would like:

  • Additional funding
  • To switch to a longer term mortgage
  • To discuss other mortgage options

Please contact our Sales Desk 

If you have a query regarding your existing bridging finance please contact the Service Desk 

Looking for something in particular?


Make an Unregulated Bridging Enquiry

This form is related to bridging finance for a property you don't currently, and don't intend to, reside in. This includes commercial, semi-commercial and buy to let properties.

For your safety, please do not send security details such as passwords by email.

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About you

How can we help you?

For example, releasing equity, remortgage, purchase etc.

One of our team will be in contact with you to discuss your requirements.

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