Commercial Investment Mortgages

    • We specialise in manually underwriting complex cases
    • We welcome large transactions (up to £25m)
    • We consider a wide range of commercial property types
    • We allow multiple properties on a single account
    • We lend on complex commercial investments
    • We consider all types of investors

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I’m an Intermediary

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Specialist Lender of the Year - NACFB Awards 2021

Commercial Investment spotlight

  • Interest-only, part repayment or full repayment available
  • Minimum personal guarantee of 25% of the loan amount
  • Various lease terms can be considered
  • Variety of experience considered

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Product highlights

  • Rates from 7.14%*
  • Loans from £250k to £25m
  • Commercial - Up to 65% loan to value (LTV)
  • Semi-commercial – Up to 75% loan to value (LTV)
  • Loan terms from 3 - 25 years
  • Variable and 2, 3, 5 and 10 year fixed rates available

* Variable rates displayed are inclusive of Shawbrook Base Rate. Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. Please note that the current Shawbrook Base Rate is 5.25% (as of 4 August 2023).​

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. 

Realise your property ambitions

We don’t limit the number of investments that you can hold with us, and will consider a range of commercial property types including:

    • Semi-commercial and mixed-use
    • Retail units
    • Modern industrial units
    • Complex commercial investments, such as serviced offices that are multi-let on licenses


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Let's work together

We work with investors of all shapes and sizes:

    • Individuals
    • Limited Liability Partnerships
    • Limited companies
    • Ex-pats
    • Trusts

Grow your business with us

  • Existing customer discount
    We offer a 0.25% discount on your arrangement fee for each subsequent mortgage that you take with us.
  • Customer Appetite Statement
    We can offer (subject to an underwriting assessment) a pre-approved credit limit with no limit on the number of properties or accounts that you can hold with us. This means that you can confidently expand your property portfolio with Shawbrook by your side.
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Make an enquiry

Contact us today, and with your consent, we will transfer you to one of our trusted mortgage broker partners. The broker will research the whole mortgage market and if Shawbrook has the best deal for you, they will not, in most circumstances, charge a broker fee**.

Make an enquiry

** This offer only applies to Shawbrook Buy-to-Let, Commercial Investment, and Unregulated Bridging finance. In certain circumstances, such as cases involving complicated ownership structures like on/offshore trusts, or for ex-pat customers, a broker fee may apply given the level of work required.

Existing customers

  • If you would like to borrow more, contact your BDM or the Sales Desk
  • If you have a query regarding your existing mortgage please contact the Service Desk 

Looking for something in particular?


Make a Commercial Investment Enquiry

This form is related to properties that will be commercial in nature. This includes properties with mixed commercial and residential use as well as purpose built student blocks. For enquires about buy-to-let residential properties, please use our Buy-to-Let enquiry form.

For your safety, please do not send security details such as passwords by email.

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How can we help you?

For example, releasing equity, remortgage, purchase etc.

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