ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

OUR COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY OR THE PRUDENTIAL REGULATION AUTHORITY.

Buy-to-let

A sustainable approach to your property investment journey

At Shawbrook, we’re proud to do things differently. We don’t just focus on the property, we also look at developing a deep understanding of your needs to support you over the long term.

Whether you’re purchasing a new investment, re-financing an existing property/portfolio, or raising additional funds to build and grow, we can help you realise your property ambitions.

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I’m an Intermediary

Shawbrook BTL product snapshot

Our dedicated teams have a range of experience covering the breadth of the lending landscape, with expertise across a diverse range of property types.

    • Up to 75% Loan to Value (LTV)
    • Margins from 3.59%*
    • Loans from £40k to £25m
    • Mortgage terms from 3-30 years
    • Residential, commercial or mixed properties
    • No limit on the number of properties you can hold with us

*Above Shawbrook Base Rate.

Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Shawbrook Base Rate is 0.10% (as of March 2020).

Shawbrook BTL product snapshot
-0.25%
We are committed to building long-term relationships. That’s why we offer existing Shawbrook customers a 0.25% discount on your arrangement fee for any subsequent mortgage you take out with us.

We can consider

  • Single let residential houses and flats
  • Portfolios including a mix of residential and commercial properties
  • Blocks of flats typically up to 20 units
  • Houses in multiple occupation (licensed HMOs)
  • Multiple flats on a freehold title
  • Student accommodation
  • Flats above commercial premises
  • Prime low yielding properties
We can consider
We work with investors of all shapes and sizes…
Individuals, Limited Liability Partnerships, Limited companies, Ex-pats, Trusts

The next steps

If you’ve decided to make your property dreams a reality, using a mortgage broker would be the sensible option. Why? If you’re unfamiliar with the complexities of the product landscape, a mortgage broker can help you navigate this to find the best deal for you. If you are short on time, your broker can do the heavy lifting for you. They will gather all relevant information, and comprehensively package your application to give it the best chance of completing quickly with the chosen lender.

So, if you make an enquiry via our website, with your consent we will transfer you to one of our trusted broker partners. From here they will research the best options for you, and should the most suitable deal be with Shawbrook, they will not, in most circumstances, charge a broker fee*.

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* This offer only applies to Shawbrook Buy-to-Let, Commercial Investment, and Unregulated/Regulated Bridging loans. In certain circumstances, such as cases involving complicated ownership structures like on/offshore trusts, or for ex-pat customers, a broker fee may apply given the level of work required in these cases. The broker will outline any fees payable at the outset.

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By clicking the “Submit Me” button below, you acknowledge that we will use your information as set-out in our privacy notice. If you would like a paper copy of our privacy notice, please telephone our Data Protection Officer on 0127 7751 110 or write to them at Shawbrook Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE, to request one.