Making property finance work today

Property is a rapidly changing marketplace, so it’s good to deal with the experts. And at Shawbrook Bank, we’ve been specialising in innovative, relevant and effective business mortgages from day one.

With changing legislation across the tax and affordability landscape, our personal way of transacting makes more of a difference than ever. For example, we’ve always offered a more manual underwrite - getting to know you and your business rather than relying on rigid formula.

We’re proud to do things differently. That includes our approach to commercial property finance where we consider the unique borrower profile as well as the property asset - whether that borrower is a limited company, a partnership or an individual.

Mortgages for your business
Mr Scott Camm, Camm Rentals Ltd
“Shawbrook dealt with the process brilliantly. They understood the rental market and the true value of my properties, which other lenders couldn’t or wouldn’t. Hopefully we will be able to work together again in the future”

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Our commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Buy to Let Mortgages
Buy to Let Mortgages

Finance for limited companies, partnerships and individual landlords

At Shawbrook we'll look at the value of your portfolio, making a decision based on experience and insight rather than just a formula. That means we may be able to help where other lenders can't.

Find out about our BTL mortgages

Buy-to-let mortgages
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Bridging & Commercial's "Specialist Bank of the Year 2017"
Commercial Investment
Commercial Investment

Clarity in a complex world

Shawbrook Bank commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. We work with limited companies, landlords and developers, and other SMEs. We’ll consider semi-commercial and mixed-use property, retail units, offices and modern industrial units.

Find out more

Commercial property mortgages
Owner Occupied Trading Businesses
Owner Occupied Trading Businesses

Flexible mortgage options for owners and SMEs

If you’re starting a business in your own property, or you need to raise funds on the business property you own, our “owner-occupied” mortgage options could work for you.

Discover how we can help

Owner-occupied trading business
Property Development Finance
Property Development Finance

Supporting established developers in residential and mixed-use property

Our experienced team can arrange finance for heavy refurbishment or ground-up projects, helping build your business with a practical approach.

See our development finance solutions

Property development finance
Second charge mortgage
Second charge mortgage

Use your home to raise funds, without re-mortgaging

A good option if you'd like to borrow money while leaving your current mortgage in place. The new loan is secured on your property, and can be used for lots of different purposes including home improvements or refurbishment.

Find our more about second charge

Second charge mortgages
Short Term Lending
Short Term Lending

Flexible funding for quick turnarounds

Our dedicated, expert short-term lending team could help you maximise your returns in the fast-moving property business by giving you fast access to funds, whether at auction or for other property acquisitions.

Short Term Lending
Bridging loans
Bridging loans

Regulated mortgages to mend a broken chain

A short-term funding option, for when a delay leaves you unable to complete a property purchase. Our rapid, no-nonsense approach means we could help you when you need it most.

See how you could bridge the gap

Bridging loans

Local expertise, wherever you are

A national network of professional intermediaries

At Shawbrook we work with a network of professional intermediary partners who can give you an independent picture of what's available in today's market.

We believe that backers add real value throughout the application process. Many of the firms we work with are SMEs - like their market customers - with first-hand knowledge of their commercial and residential property market.

Please speak to your broker for more information on our mortgage products, and whether we can assist with your finance needs. If you don't currently have a broker, please get in touch and we'll provide you with a list of options, as well as answering any questions you may have about our proposition.

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