Property is a rapidly changing marketplace, so it’s good to deal with the experts. And at Shawbrook Bank, we’ve been specialising in innovative, relevant and effective business mortgages from day one.
With changing legislation across the tax and affordability landscape, our personal way of transacting makes more of a difference than ever. For example, we’ve always offered a more manual underwrite - getting to know you and your business rather than relying on rigid formula.
We’re proud to do things differently. That includes our approach to commercial property finance where we consider the unique borrower profile as well as the property asset - whether that borrower is a limited company, a partnership or an individual.
Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Our commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
At Shawbrook we'll look at the value of your portfolio, making a decision based on experience and insight rather than just a formula. That means we may be able to help where other lenders can't.
Shawbrook Bank commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. We work with limited companies, landlords and developers, and other SMEs. We’ll consider semi-commercial and mixed-use property, retail units, offices and modern industrial units.
If you’re starting a business in your own property, or you need to raise funds on the business property you own, our “owner-occupied” mortgage options could work for you.
Our experienced team can arrange finance for heavy refurbishment or ground-up projects, helping build your business with a practical approach.
A good option if you'd like to borrow money while leaving your current mortgage in place. The new loan is secured on your property, and can be used for lots of different purposes including home improvements or refurbishment.
Our dedicated, expert short-term lending team could help you maximise your returns in the fast-moving property business by giving you fast access to funds, whether at auction or for other property acquisitions.
A short-term funding option, for when a delay leaves you unable to complete a property purchase. Our rapid, no-nonsense approach means we could help you when you need it most.
Local expertise, wherever you are
At Shawbrook we work with a network of professional intermediary partners who can give you an independent picture of what's available in today's market.
We believe that backers add real value throughout the application process. Many of the firms we work with are SMEs - like their market customers - with first-hand knowledge of their commercial and residential property market.
Please speak to your broker for more information on our mortgage products, and whether we can assist with your finance needs. If you don't currently have a broker, please get in touch and we'll provide you with a list of options, as well as answering any questions you may have about our proposition.
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