£120m and counting - what this year’s lending tells us about the UK healthcare sector

• Shawbrook’s Healthcare Finance Team has hit a major funding milestone, supporting a range of healthcare services including care homes, diagnostics, and nursery groups.
• The team’s sector knowledge has been central to this outcome, enabling a rapid turnaround on bespoke solutions for expansion, acquisitions and enhanced care facilities.

Shawbrook has now provided more than £120 million in new healthcare lending in 2025. While the figure is significant, it's the stories behind it - and the way we deliver - that truly matter.

We specialise in tailored finance for UK healthcare SMEs. Whether clients operate nursery groups, care homes or specialist children's services, they turn to Shawbrook for a higher level of flexibility, speed and sector knowledge than mainstream banks can offer.

Our team is built around an agile organisational structure, enabling us to act swiftly and decisively. With lending solutions up to £25 million, we offer both secured and cashflow-based facilities, designed to support regulated UK healthcare SMEs through pivotal events.

Our healthcare finance covers a broad range of subsectors - care homes, mental health, diagnostics, dentistry, pharmacy, paediatric services and more. Our depth of market knowledge means we deliver flexible capital where others simply cannot. Examples of how we’ve helped so far this year include:

• A Welsh residential care provider securing a refinance and acquisition package
• A North-West children’s services specialist obtaining a £10.5 million bespoke facility when traditional lenders couldn’t deliver
• A nursery group now operating 22 high-spec sites, continuing to grow with an enhanced £11 million loan facility

Stefanie Ioannou, Associate Director, adds:

“It’s a privilege to support operators so focused on quality and care. Our role is to help turn their plans into reality - with funding that moves as they do.”

“The £120 million milestone is just the beginning. We’re helping healthcare businesses raise their ambition - and funding them with depth, speed and genuine understanding.”