Residential Buy-to-let finance

All kinds of property for all kinds of investor

At Shawbrook Bank, we’re proud to do business differently. We don’t just focus on the property, but also look to develop a deep understanding of you as a customer, and what you’re trying to achieve.

Working with a network of broker partners, we’ll get to know you and your circumstances. That way, we can help you achieve the best outcome whether you’re buying a new investment, refinancing an existing property or portfolio, or raising additional funds.

Residential Buy-to-let finance
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Bridging & Commercial’s “Specialist Bank of the Year 2017"
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Get a feel for the 2018 BTL market
Paul Nicholson, Luxor Group
“Shawbrook is a very committed firm and proactive in working towards a deal. Their panel valuers are fair and the legal process is extremely smooth, with attractive rates, good Loan-to-Value (LTV), and sensible arrangement fees”

The dedicated Shawbrook teams have a range of experience from across the lending landscape, with expertise in a diverse spread of property types

We’re happy to consider

    • Single let residential houses and flats
    • Portfolios including a mix of residential and commercial properties
    • Blocks of flats typically up to 20 units
    • Houses in multiple occupation (licensed HMOs)
    • Multiple flats on a freehold title
    • Student accommodation
    • Flats above commercial premises
    • Prime low yielding properties
We're happy to consider
Supporting your business:
Individuals, LLPs, Limited companies, Ex-pats, Trusts, Offshore Limited Companies

Our Commercial mortgage benefits

A unique approach

    • Up to 75% Loan to Value (LTV)
    • Margins from 2.99%*
    • Loans from £50k to £15m
    • Mortgage terms from 3-30 yrs
    • Low arrangement fees from 1.25%
    • Can be used for residential, commercial or mixed properties
    • No limit on the number of properties you can hold with us

*Current LIBOR: 0.80%. Please note that Shawbrook Bank applies a minimum rate of 0.75% to the term rate margin. 

Product Highlights

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Building long-term relationships

We are committed to building relationships that support a sustainable future. That’s why we offer existing Shawbrook customers a 0.25% discount on their rate margin OR their arrangement fee for any subsequent mortgage with us.*

*On our Residential products, this discount is available up to a loan size of £750,000

In it for the long term

A national network of professional intermediaries

Our mortgage products are available via a network of independent brokers - professional intermediaries whose job is to suggest the mortgage that’s best for you, and who can recommend products from any provider.

Although your application must be packaged and presented by an approved Shawbrook broker partner, we are happy to give you information about our products through this website, explain our products over the phone, or answer queries via email. So please feel free to get in touch.

Tell us about your circumstances

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Our commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

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