Commercial property mortgages 

Clarity in a complex world

Shawbrook Bank commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. We work with limited companies, landlords and developers, and other SMEs. We’ll consider semi-commercial and mixed-use property, retail units, offices and modern industrial units.

Our approach is to simplify business wherever we can. And in the world of commercial and semi-commercial mortgages, that’s quite a challenge. But by working with a national network of professional brokers and using people - not just computers - to make decisions, we’re doing our best to make complex processes straightforward.

Tell us about your circumstances

Business Moneyfacts “Best Commercial Mortgage Provider 2017”
Get a feel for the 2018 BTL market – Download our report
Ian Jonas, Babylon Property
“The entire process from start to finish was completely stress free. The Broker held our hand and Shawbrook guided us to the finish line. I would definitely recommend both parties to anyone who would like to listen”

Product Highlights

  • Rates from 4.10%* for semi-commercial (<50% residential based on property value)
  • Rates from 4.40%* for commercial
  • Loans from £75,000 to £15m
  • Up to 75% loan to value (LTV)
  • Loan terms from 3 to 30 years
  • 3, 5, 10 year interest only options. No limit on the number of properties you may hold with us

*Current LIBOR: 0.85%. Please note that Shawbrook Bank applies a minimum rate of 0.75% to the term rate margin. 

Product Highlights


Building long-term relationships

Like our approach to lending, we are committed to sustainable relationships. That’s why we offer existing Shawbrook customers a 0.25% discount on your rate margin OR your arrangement fee for any subsequent mortgage with us.*

*On our Residential products, this discount is available up to a loan size of £750,000

In it for the long term

Looking for a personal mortgage?

In addition to business property finance, we offer an innovative range of residential mortgage products. If that’s what you’re looking for, please visit our personal mortgage pages.

The Shawbrook Bank personal mortgages range

Second charge mortgages (secured loans)

Mortgages for people over 55

Bridging finance

Looking for a personal mortgage?

A national network of professional intermediaries

Our mortgage products are available via a network of independent brokers - professional intermediaries whose job is to suggest the mortgage that’s best for you, and who can recommend products from any provider.

Although your application must be packaged and presented by an approved Shawbrook broker partner, we are happy to give you information about our products through this website, explain our products over the phone, or answer queries via email. So please feel free to get in touch.

Tell us about your circumstances

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Our commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Not what you are looking for?


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