2019 Commercial Property Market Report

Following the success of our previous reports on the Private Rented Sector (PRS) (2017 and 2018) and our recent revamped Commercial Investment mortgage offering, we are delighted to introduce the following piece of research on the Commercial Investment Market.

This analysis sheds light on the commercial investment market over the last 20 years, and how changes in consumer and investor behaviour have impacted a sector that forms an integral part of the UK economy. 

Download our Report

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Commercial property mortgages 

Making the complex, simple

Our commercial mortgage products are typically used to purchase new investment properties, or to refinance existing properties or portfolios. We work with limited companies, landlords, developers and SMEs and will consider a range of commercial property types including semi-commercial and mixed-use, retail units, modern industrial units and serviced offices.

Our aim is to bring flexibility and clarity to a complex space, and by working with a national network of intermediaries along with experts across the legal and valuation journey, we’re doing our best to ensure a smooth and straightforward journey.

Every case is different but so are we.

Tell us about your circumstances

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Business Moneyfacts “Best Commercial Mortgage Provider 2017”
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Get a feel for the 2018 BTL market – Download our report
Ian Jonas, Babylon Property
“The entire process from start to finish was completely stress free. The Broker held our hand and Shawbrook guided us to the finish line. I would definitely recommend both parties to anyone who would like to listen”

Product Highlights

  • Rates from 4.90% over Shawbrook 3 month LIBOR*
  • Loans from £50,000 to £15m
  • Up to 75% loan to value (LTV)
  • Loan terms from 2 – 25 years
  • No limit to the number of properties your client may hold with us
  • Includes complex commercial investments such as serviced offices and property multi-let on licences
  • Build through our ‘Customer Appetite Statement’ across multiple loans or a portfolio loan
  • New minimum personal guarantee of 25% of the loan amount

*Current Shawbrook 3 month LIBOR: 0.80%. Please note that Shawbrook Bank applies a minimum floor rate of 0.75% to the term rate margin.

Product Highlights and LIBOR

0.25%

Partnership

We are committed to building relationships that support a sustainable future. That’s why we offer existing Shawbrook customers a 0.25% discount on the rate margin OR arrangement fee for any subsequent mortgage with us.**

Repeat portfolio clients can also take advantage of our ‘Customer Appetite Statement’ – a pre-agreed loan exposure ceiling – helping you build and grow by delivering efficiency across process and cost.

** On our Residential products, this discount is available up to a loan size of £750,000

In it for the long term

Looking for a personal mortgage?

In addition to business property finance, we offer an innovative range of residential mortgage products. If that’s what you’re looking for, please visit our personal mortgage pages.


The Shawbrook Bank personal mortgages range

Second charge mortgages (secured loans)

Mortgages for people over 55

Bridging finance

Looking for a personal mortgage?

A national network of professional intermediaries

Our mortgage products are available via a network of independent brokers - professional intermediaries whose job is to suggest the mortgage that’s best for you, and who can recommend products from any provider.

Although your application must be packaged and presented by an approved Shawbrook broker partner, we are happy to give you information about our products through this website, explain our products over the phone, or answer queries via email. So please feel free to get in touch.

Tell us about your circumstances

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Business Awards 

  • NACFB “Short Term Lender of the Year” 2018
  • Business Moneyfacts “Best Commercial Mortgage Provider” 2018
  • What Mortgage “Bridging Lender of the Year” 2018
  • Bridging and Commercial’s “Specialist Bank of the Year” and “Best Use of FinTech” 2017

Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Our commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

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