Bonus Easy Access Cash ISA

Yes. The bonus is fixed at 2.13% AER and won’t change, but the variable rate can go up or down. We may change the variable rate – if we do, we’ll follow the process set out in Section 17 of our Personal Savings Accounts Terms and Conditions. This is not a tracker product, which means the interest rate will not automatically adjust to track the Bank of England Base Rate.

• You can only open this account online
• Once your account is open, you can operate the account online or by telephone 
• This account is for new customers only. You must not have held a savings account with us in the last 28 days
• The account cannot be opened by power of attorney/guardianship/intervention order holders acting for an account holder
• You can only have one Bonus Easy Access Cash ISA at a time. Each customer can hold up to five Easy Access Savings Accounts  across all Easy Access product types. Some Easy Access accounts are available to new customers only 
• You can open multiple Shawbrook cash ISAs per year 
• To apply, you must:
  • be 18 or over
  • be permanently living in the UK
  • be a UK taxpayer only
  • have a UK bank account for withdrawals
• Once your account is open, you can manage the account online or by telephone on 0345 266 6611     
• You can fund your account within 90 days after opening. We’ll close it if it remains unfunded by this time 
• The annual ISA allowance is £20,000 for the 2026 to 2027 tax year. The tax year runs from 6 April to 5 April, and the limit applies across all ISAs you hold. If you pay into more than one ISA, you’re responsible for staying within your annual allowance  
• Transfers in from other cash ISA or stocks and shares ISA providers are permitted. Requests to transfer funds into an account from another ISA provider can be made at the same time as your initial account application. Transfer requests received after your initial account application may be refused    
• Transfers from other ISA providers, including funds from previous tax years, are permitted subject to the account being open for new funding. Transfers from previous tax years don’t count towards your current ISA allowance

• Yes – you can request to withdraw money online at any time and there is no limit on how often you withdraw
• The minimum withdrawal is £1
• This cash ISA is not flexible, and you may not be able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual cash ISA subscription limit in that specific tax year 
• You can only withdraw to your linked account. ISA transfers can be made to and from other providers 
• If we receive an online withdrawal request (excluding secure message) before 9:30pm or by phone before by 2:30pm, on a working day, you should receive your funds into your linked account on the next working day. You can also send us a secure message, and we’ll respond as soon as possible 

• Please read this leaflet alongside the Key Product Information and terms and conditions for Personal Savings Accounts
• Your savings with Shawbrook are protected by the Financial Services Compensation Scheme (FSCS). The FSCS protects eligible deposits up to £120,000 per person, per authorised institution, across all accounts you hold with Shawbrook. For joint accounts, the protection limit is £240,000. Any amount above this limit is unlikely to be protected 
• We'll send you a statement each year on the anniversary of your first deposit, and when you close your account
• Shawbrook reserves the right to withdraw this product at any time. You will not be notified in writing if we withdraw this product from sale
• You can make deposits into your account up to the maximum balance for as long as the account remains open
• If you change your mind and wish to cancel your application to open an account, you may do so at any time within the first fourteen calendar days from the opening date of your account. Please send a secure message to confirm your request or contact us by telephone 
• You can transfer out your balance to an alternative ISA provider at any point 
• If you'd like to close your account, please send us a secure message from your online account or give us a call