We understand that not every borrower fits the traditional mould. That's why our retail mortgage offering, delivered exclusively through mortgage brokers, is designed to support your customers for real life.

The Mortgage Lender is there for the self-employed, those with credit blips, the buy-to-letters, and everyone in between. That's what we call real life lending. 

With cutting edge technology supported with human-based decisioning, The Mortgage Lender take the time to understand complex income needs including:

• Self-employed and freelancers
• Buy-to-Let solutions supporting a wide range of landlords' needs
• Borrowers with credit blips
• Shared ownership range
• Customers seeking flexible lending solutions

It’s easier than ever for clients to find themselves in financial difficulties. Banks and other lenders quickly brand mortgage-seekers with poor credit as ‘unlendable’.

Bluestone Mortgages give credit where it’s due. That means that where others see ‘unlendable’, we see a community of people that deserve to be considered for a loan based on their circumstances, not their credit. 

Using technology to smooth the mundane parts of the process allows underwriters the time to see the client behind the credit score and support cases that high street lenders may have declined previously:

• Support for those with CCJs
• Borrowers with non-traditional income
• First time buyers with low credit scores
• Right to buy