Why Shawbrook?
We want to keep Commercial Mortgages simple and specialist.
Our Commercial Trading product provides a finance solution for small businesses to:
Lending to trading entities is in our DNA so this product is designed with you and your clients in mind, aiming to provide quicker decisions, fewer documentation requirements and ultimately, reaching completion quickly.
Key Features
Variable rates are inclusive of Shawbrook Base Rate. Shawbrook Base Rate (SBR) is subject to a minimum floor of 0.75%. Please note that the current Shawbrook Base Rate is 4.50% (as of 7 February 2025)
Commercial Trading
Semi-commercial Trading
Commercial Trading
Join our broker panel
Looking to submit business to us but not part of our broker panel?
Commercial Mortgage lending criteria
We’re transparent with our lending criteria, so you know where you stand when submitting a case to us. Explore or download our lending criteria.
If your client does not meet all conditions, applications may still be considered.
For existing customers
We have two options for our existing mortgage customers looking to stay with us for the next chapter of their property journey:
- Product Transfer – when your customer’s fixed rate is ending and they wish to secure a new fixed rate with no additional borrowing or changes to the contractual term. They must have no missed Shawbrook mortgage payments within the last 12 months to be eligible.
- Shawbrook Refinance – for when your customer’s fixed rate is ending and they wish to capital raise or make contractual changes to the loan.
Useful information
Useful links to more information in case you’ve not quite found what you’re looking for.
News & case studies
News and views from across the property landscape & Spotlights on deals we’ve done
Property Finance documents
Download the latest product guide, lending criteria, research and more in our documents section
Commercial Mortgages case studies
Spotlight on deals we’ve done that support clients like yours
Commercial refinance helps landlord diversify portfolio
We recently supported a professional landlord with a refinance deal to purchase a semi-commercial property in North London.
Unique funding for purpose-built student accommodation in Durham
Three Tuns Development Ltd, a joint venture between two professional property developers, has secured funding on a large semi commercial asset, with backing from Shawbrook.
Insights hub
The home of insights and trends in the property market to share with your clients – guides on how to build and diversify your portfolio, and information on planning and tax implications for professional landlords.
UK landlords optimistic amid rental market concerns
Our survey of UK residential landlords shows a positive outlook of the current rental market. Read our full survey results and explore our in-depth analysis.
A guide to investment property financing
Explore investment property financing options, mortgages vs bridging loans, rate types, and investment strategies for informed decisions.
Where are the Top 10 best places to invest in property?
Our top UK property investment locations in 2025 for strong rental yields and growth. Read about areas offering diverse opportunities.
What we can offer your clients
Buy-to-Let Mortgages
Award-winning finance to help purchase a new investment, refinance an existing portfolio, or raise additional funds for your client to grow their property business.
Bridging Loans
From refurbishment to refinance – our bridging loans could be the fast finance solution for your client.
Development Finance
Is your client planning a new build or refurbishment project? Our expert team is dedicated to building a detailed understanding of their project, providing bespoke finance tailored specifically to their funding needs. You can count on us to be by your side all the way to completion.
Our business
About Shawbrook
Shawbrook provides finance to a wide range of customers who value the premium experience, flexibility and certainty we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.
Sustainability
Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment.
Sponsorship Programme
As official banking partner of Saracens Rugby Club and lead partner of London Mavericks netball, we are proud to champion inclusive elite sport and the opportunities it can bring for all participants, both on & off the field & court.