All loans are subject to status. Terms and conditions apply
Every couple is unique. And, with Shawbrook, every wedding loan is too.
We believe in doing things differently. So, unlike many high street banks, we consider each application individually.
Weddings — and honeymoons — can be expensive but spreading the cost can help you start your married life with fewer financial worries. Having access to cash to pay for venues, caterers, photographers etc. can even help you negotiate a better price.
When you apply for a quote, we’ll give you a clear, guaranteed, and personalised rate upfront. But don’t worry, you can shop around for the best deal – there’s no obligation and no impact on your credit score.
If you do decide that we’re the one for you, we’ll give you a fixed monthly repayment plan set right from the start. So, you’ll always know what’s what before you tie the knot.
To receive a quote for a personal loan to help with wedding costs, you’ll need to meet our eligibility criteria and provide the following information:
If you want to take out a loan with your partner, you can make a joint application. The same eligibility applies to both of you.
If you meet our eligibility criteria, you’ll need the following to apply for a quote:
If you're applying for a joint loan, we'll need this information for both of you and if your application is successful, we’ll also ask for your bank account details.
The rate you are offered will depend on your individual circumstances.
All loans are subject to status. The interest rate offered will vary depending on our assessment of your ﬁnancial circumstances and the amount you wish to borrow. That’s why you won’t ﬁnd a wedding loan calculator on our website. To ﬁnd out more about this and our commitment to transparency, visit our guide on: Why Shawbrook doesn’t use loan calculators.
Representative Example: for comparison purposes, 14.9% APR Representative based on a loan of £10,000 repayable over 60 months with an interest rate of 14.9% p.a. (fixed). Monthly payment of £232.53 total amount repayable £13,951.80.
If you’re considering borrowing money to finance your nuptials, find out how a personal loan can help with wedding costs in our guide.
Our approach is based on good sense, honesty and clarity.
Shawbrook is proud to be a different kind of bank. Since 2011, we’ve quietly built our business by providing a select range of products for people who don’t always get the best deal from the big high-street banks.
We’re standing by to help with your application.
Call us on 0345 600 6260
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A wedding loan is an unsecured loan taken out with the specific purpose of covering all or part of the cost of a wedding.
With a Shawbrook wedding loan, you can borrow between £1,000 and £25,000, paid back over a set period (between one and seven years) with a fixed interest rate.
It is up to the borrower what wedding expenses they choose to cover with their loan.
For more information on the most common uses of a wedding loan and the different finance options available, visit our: Ultimate guide to financing your wedding
Whether a wedding loan is a ‘good idea’ or not depends on your circumstances.
If, for example, you have a poor credit score, a lender may offer you a high interest rate which means the amount you end up paying back could be costly.
But if you have a good credit score, you may be offered a lower interest rate than other forms of financing, such as a credit card.
At Shawbrook, when you ask for a quote, we’ll provide a guaranteed, personalised rate. This means that you’ll always understand how much you’ll pay back before you agree to take out a loan.
For more information about whether a wedding loan is the right option for you, visit our wedding guide.
An unsecured loan is a loan that’s not secured against your assets, such as your home or car.
Because these loans are higher risk for lenders than secured loans, they’re less likely to be offered to those with lower credit scores. But, as always, Shawbrook makes each loan offer decision on each applicant’s circumstances.