Wedding Loans

    • Finance your big day with a wedding loan from £1,000 to £50,000
    • Spread the cost for up to seven years
    • Receive a quote with a guaranteed rate without affecting your credit score
    • Choose a joint or individual loan based on your needs

Check your eligibility

All loans are subject to status. Terms and conditions apply

Newly Married Couple

Why choose us for your wedding loan?

Help finance the cost of your big day with a wedding loan from us.

A wedding loan can help make it easier to plan your special day. We offer wedding loans from £1,000 to £50,000 with terms from one to seven years. Simply apply online for a quote with an upfront guaranteed rate that won’t affect your credit score.

We believe in being fair and transparent with everyone. We're proud to have been named FRA’s Best Unsecured Lender and Moneynet’s Best Personal Loans Provider.

Who can apply?

We know everyone is different. That’s why we look at every customer individually. But we do have some criteria you’ll need to meet before we can consider your application. You must:

      • Be aged 21 to 75
      • Have been a UK resident for at least three years
      • Have an annual income of at least £15,000
      • Have a personal bank account in the UK
      • Have a healthy credit history with no outstanding County Court Judgements (CCJs)

Get my personalised quote

See what our customers have to say 




Ready to apply?

We believe in being fair and transparent.

When you apply for a loan quote with us, we run a soft credit check that doesn’t impact your credit score. You’ll get an upfront, guaranteed rate if you’re eligible. That way, you can decide if our wedding loan is right for you before applying.

If you’re eligible and accept our rate, you’ll need to provide us with your bank details and sign your documents online. Once we’ve approved your loan and signed the agreement, we’ll send you your funds within three working days — ready for you to get started with your wedding planning.

Apply for a personalised quote

What do I need to apply?

To receive a quote, you’ll need to meet our eligibility criteria and provide us with the following information:

  1. Residential addresses for the last three years
  2. Contact details, including an email address
  3. Your current employment information

Representative Example

The rate we offer you will depend on your circumstances.

Representative Example: for comparison purposes, 16.6% APR Representative based on a loan of £10,000 repayable over 60 months (five years) with an interest rate of 16.6% p.a. (fixed). Monthly payment of £240.30 total amount repayable £14,418.17.

All personal loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. That's why you won't find a loan calculator on our website. To find out more about this as well as our commitment to transparency, visit our guide on Why Shawbrook Bank doesn't use loan calculators.

We offer loans from £1,000 to £50,000 with loan terms from one to seven years. The maximum APR rate you could be offered is 34.9%.

Married Couple Walking

About Shawbrook

Personal loans without the confusion.

We’re proud to be a different kind of bank. We’re committed to being fair and transparent with everyone that applies for a personal loan, so this is our promise:

  • Honest: What you see is what you get.
  • Open: We want you to get the rate that’s right for you.
  • Fair: Get a rate that’s based on your individual circumstances.
  • Upfront: If it’s not good for you, it’s not good for us
  • Clear: We won’t waffle.

View our Transparency Charter


Need help?

We’re standing by to help with your application.

Call us on 0345 600 6260

Opening Hours (Exc. Bank Holidays)
Mon - Fri 9am - 7pm
Sat 10am - 2pm
Sun Closed

About Our Wedding Loans

If you have any questions about our wedding loans, please visit our help centre.

A wedding loan is an unsecured loan taken out with the purpose of covering wedding expenses.

With our wedding loans, you can borrow from £1,000 to £35,000. You’ll get a fixed interest rate and pay back the loan over a set amount of time.

It’s up to you (the borrower) what wedding expenses you’d like to cover with the loan.

For more information on the most common uses of a wedding loan and the different finance options available, visit our Ultimate guide to financing your wedding.

Whether a wedding loan is a ‘good idea’ or not depends on your circumstances.

If, for example, you have a poor credit score, a lender may offer you a high interest rate, which means the amount you end up paying back could be costly.

But if you have a healthy credit score, you may be offered a lower interest rate than other forms of wedding financing, such as a credit card.

When you ask for a quote and if you’re eligible, we’ll provide a guaranteed rate. That way, you’ll understand how much you’ll pay back before you agree to take out the loan.

For more information about whether a wedding loan is the right option for you, visit our wedding guide.

Of course — you have the right to pay a personal loan back early or make an additional monthly repayment under the Consumer Credit Act. But it’s important to know that this may be subject to an early repayment charge.

To discuss your options with a member of our team, please contact us. If you have taken out a loan with us on or after 13th December 2021, you can also log in to your customer portal to contact us:

Alternatively, you can find out more by reading our guide on paying off a loan early.

Don't just take our word for it

Thanks to our consistency and customer focus, we have won awards for best unsecured lender and been awarded an excellent rating on Trustpilot.

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