Climate change is a critical global issue, which has significant implications for us as an organisation and our key stakeholders. Our climate strategy forms a key part of our Environmental, Social and Governance (ESG) strategy and flows from our purpose.  As a business, we’re committed to playing our part in supporting the transition to a net zero economy.

Download our 2022 TCFD report

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Our climate strategy

1. Supporting the transition

Scale up finance and engagement to support customers’ net zero transition

  • Committed to £500m of sustainable finance lending by end of 2025
  • Develop energy efficient mortgages and retrofit proposition
  • Continued engagement with customers, partnerships and wider industry bodies

2. Reducing our climate impact

Reduce our climate impact from financing and operational emissions

  • Implement strategies to reduce the Scope 1, 2 and 3 emissions associated with our own operations
  • Net zero assessment for top suppliers
  • Further develop plan to reduce our financed emissions


3. Embedding Climate into our corporate DNA

  • Integrate climate into how we think, act and make decisions
  • Embed climate considerations into our lending, strategic and financial decisions
  • Engage colleagues, Management and our Board on climate through awareness and training

Joining forces for good

In 2022, we joined Tech Zero, a climate action group for tech companies of all sizes, who are committed to fighting the climate crisis. By working together with our industry peers, we can make faster progress to becoming net zero and develop climate solutions together.


In 2022, we also joined UK Green Building Council, a trade body advancing the net zero built environment agenda in the UK.