Shawbrook is an award-winning specialist bank, providing finance to meet the specific needs of customers across the SME, real estate and consumer sectors.
Our innovative and specialist lending products range from complex structured credit facilities for growth-focused businesses, mortgages for professional landlords and property investors, as well as simple loans for individuals delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to over 300,000 smart savers.
The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent.
The members of the Board
The Board is collectively responsible for the effective oversight of the Company and its businesses.
Board members are able to draw on a breadth of experience across a range of disciplines including financial management, regulatory risk, audit, operations, transformation and technology.
John Callender - Chairman
John was appointed to the Board as Chairman in 2018, bringing extensive financial services experience, gained through both his Executive and Non-Executive careers. John previously served as Interim Chair and Chair of the Risk Committee on the Board of Aldermore Group plc, for six years, and Chair of Remuneration Committee and Non-Executive Director of Motability Operations plc for nine years. He also served as Chair of the trade body; the Finance and Leasing Association, Non-Executive Chair of ANZ Bank Europe Ltd, and Senior Independent Director and Chair of the Risk Committee of FCE Bank plc, as well as sitting on the Regulatory Decisions Committee for the Financial Conduct Authority for six years.
Marcelino Castrillo - CEO
Marcelino joined Shawbrook as CEO in June 2021. Marcelino has a wealth of financial services experience across both retail and commercial banking, including senior leadership roles at NatWest and Santander in Retail and Commercial banking. Building on his experience at The Boston Consulting Group, working across multiple sectors and geographies, Marcelino has overseen significant digital and customer-centric transformation during his time at Shawbrook. Marcelino holds an MBA from MIT Sloan School of Management, a Masters in Industrial Engineering (ETSII, Madrid) and a bachelor’s degree in physics (U. Complutense, Madrid).
Dylan Minto - CFO
Dylan joined Shawbrook in 2013 from KPMG where he spent 11 years in their Financial Services practice advising large UK and European banks. Dylan was appointed permanent CFO in February 2017 having been interim CFO from June 2016. He is a Fellow of the ICAEW and holds a dual BA Honours degree in German and Business Studies from Sheffield.
Lindsey McMurray - Non-Executive Director
Lindsey has been a private equity investor for 25 years with a particular focus on the financial services sector. She has a First-Class Honours degree in Accounting and Finance and studied for an MPhil in Finance from Strathclyde University.
Cedric Dubourdieu - Non-Executive Director
Cedric has 24 years of private equity experience, having led a number of investments in a variety of sectors across Europe. He holds a degree from Ecole Polytechnique, Paris.
Andrew Didham - Independent Non-Executive Director
Andrew has extensive financial services experience. He is a qualified accountant, having enjoyed a successful career at KPMG LLP, becoming a partner in 1990, and subsequently as Group Finance Director of the international Rothschild investment banking group.
Michele Turmore - Independent Non-Executive Director
Michele has comprehensive experience in operations, transformation, IT and distribution leadership, with focus on the customer. She has operated across blue chip, mid-scale and start-up entities, including Private Equity backed banks. Most recently Michele held the position of Chief Operating Officer at Allica Limited.
Lan Tu – Independent Non-Executive Director
Lan has deep Financial Services knowledge having held Executive and Non-Executive roles across the sector, including CEO of Virgin Money Investments. Lan started her career in consulting. She has extensive experience in strategy, change management, customer experience, digital and data. Lan currently sits on the Boards of WNS (Holdings) Ltd and King’s College University and is a champion for mental health and wellbeing in the workplace.
Janet Connor - Independent Non-Executive Director
Janet has comprehensive experience in financial services, with a passion for value-based proposition design and excellence in customer delivery. Most recently, she served as a Non-Executive Director of Vanquis Bank Limited, where she chaired the Compliance Committee before assuming the role of Remuneration Committee Chair and Senior Independent Director. She has also previously held Managing Director roles at the AA Group, RSA Group Plc and Rias Plc (a subsidiary of Aegeas).
Derek Weir - Independent Non-Executive Director
Derek has over 35 years of financial services experience in corporate and commercial banking, both in the UK and internationally, including senior leadership roles at RBS and Barclays with deep expertise in business growth and transformation across multiple sectors, including financial services, retail, construction, transport and sport. Derek has held a number of Non-Executive roles including Chair of the Board Risk Committee and Senior Independent Director at the Co-Operative Bank. Derek has invested in a number of early-stage companies and is currently a Director of Halo Urban Regeneration Limited.
Our Executive Committee
The Group is led by an established and stable Executive Committee with significant expertise in specialist lending, financial markets, technology and risk management. The Board delegates daily management responsibility for the Group to the Chief Executive Officer who discharges this responsibility through the Executive Committee.
The Executive Committee is responsible for developing and effectively implementing the Group’s strategy and delivering on our purpose by embedding a culture that empowers our people to be personal, practical and creative.
Marcelino Castrillo - CEO
Marcelino joined Shawbrook as CEO in June 2021. Marcelino has a wealth of financial services experience across both retail and commercial banking, including senior leadership roles at NatWest and Santander in Retail and Commercial banking. Building on his experience at The Boston Consulting Group, working across multiple sectors and geographies, Marcelino has overseen significant digital and customer-centric transformation during his time at Shawbrook. Marcelino holds an MBA from MIT Sloan School of Management, a Masters in Industrial Engineering (ETSII, Madrid) and a bachelor’s degree in physics (U. Complutense, Madrid).
Dylan Minto - CFO
Dylan joined Shawbrook in 2013 from KPMG where he spent 11 years in their Financial Services practice advising large UK and European banks. Dylan was appointed permanent CFO in February 2017 having been interim CFO from June 2016. He is a Fellow of the ICAEW and holds a dual BA Honours degree in German and Business Studies from Sheffield.
Neil Rudge - Chief Banking Officer
Neil has over 25 years of banking industry experience, holding Managing Director level positions at both NatWest and Santander, across client and sector coverage, real estate finance, structured finance, interest rate derivative and FX sales. Joining Shawbrook in 2017, Neil is now responsible for all of the Group’s lending propositions, aligning product, credit and customer strategy.
Miguel Sard - Chief Operating Officer
Miguel has deep international and domestic experience across wealth management, insurance and retail banking. In addition to various Managing Director level roles, Miguel has also held a number of non-executive and advisory roles including Chairman of Santander Insurance UK and at both UK Finance and the Council of Mortgage Lenders. Joining Shawbrook in 2024, Miguel now has responsibility for customer and colleague experience, as well as operational simplification, integration and resilience, in his role of Chief Operating Officer.
Hugh Fitzpatrick - Chief Risk Officer
Prior to joining Shawbrook, Hugh worked in various Credit and Risk roles at GE Capital, the finance arm of General Electric Inc. He joined GE in 2003 and held the following notable roles: Chief Risk Officer for the Factoring and ABL Platforms in Europe; Chief Credit Officer of GE Capital UK; Head of Enterprise Risk; and, most recently, Chief Risk Officer of GE Capital UK.
Debbie Griffin - Chief People Officer
Debbie joined Shawbrook in May 2016 and is our Chief Human Resources Officer. She previously held senior leadership roles at a number of European and international financial institutions, including Société Générale, Rabobank, Commerzbank and JP Morgan. With expertise in people strategy, organisational design, transformation, marketing, culture and communications, Debbie also has non-executive and advisory experience and is currently a non-executive director with The Org Group.
Jo Grobel - Chief of Staff
Jo joined Shawbrook in September 2015, initially as an in-house lawyer before taking on her current role of Chief of Staff in 2021 where she has responsibility for group strategy, sustainability, company secretariat, communications and marketing, as well as the Executive Office. Prior to joining Shawbrook, Jo qualified into the corporate banking team at Norton Rose Fulbright where she spent nine years, advising borrowers and lenders on cross-border transactions, and undertaking secondments at both NatWest and in the NRF Paris office.
Arthur Leung - Chief Technology Officer
Arthur joined Shawbrook in the newly created role of Chief Product Officer in February 2022. Now in the role of Chief Technology Officer, Arthur is responsible for the scalable and adaptive technology infrastructure that underpins our 'best of both' model. Arthur has previously worked across a breadth of leading organisations including fast growth payment card specialist Curve, top-tier consultancies including fintech-focused 11:FS and most recently Advent International.
Chris Fallis - Chief Business Risk Officer
As Chief Business Risk Officer, Chris is accountable for all first line risk activities across the Group. With over 20 years’ experience across Real Estate, SME, Commercial and Corporate banking, Chris has held senior leadership roles in origination, first line risk, strategy, transformation and operations. After a decade at both NatWest and Santander, Chris joined Shawbrook in 2022. Chris holds a Master of Physics degree from Oxford University.
Sam Foskett - General Counsel
Sam was appointed General Counsel of Shawbrook on 1 February 2026, having joined the bank in 2014. A solicitor qualified in 2007, Sam spent 7 years at Travers Smith, advising both financial institutions and borrowers. Earlier in his career, Sam trained at CMS and has worked at Ashurst and Eversheds, also undertaking secondments with National Australia Bank, Deutsche Bank and RBS.
Our Markets
Savings Accounts
At Shawbrook, it’s all about saving smarter, not harder.We have a range of savings accounts to suit your needs. Consistently great rates, award-winning products and FSCS protected.
Business solutions
By taking the time to understand the unique characteristics of your business, we can provide the most appropriate support – whether that’s finance your business needs to evolve and expand, or simply run more efficiently.
Property Finance
Designed for professional investors. Individual cases deserve tailored financial solutions. In an ever-changing landscape, it’s more important than ever to have a lender that can support your property development and investment ambitions, offering specialised property loans and finance.
Personal loans
No waiting, no surprises. And a guaranteed, personal rate. View our personal loans home page.
Our Brand Portfolio
Within the Shawbrook Group brand portfolio, we offer a range of financial services - from savings to specialist finance. Each brand serves a distinct need and audience, offering deep expertise in its chosen market. Explore the brands below to learn more.
JBR Capital
A leading provider of specialist motor finance for high-end and luxury vehicles, serving entrepreneurs, high-net-worth individuals, and professionals with tailored lending solutions.
Whiteaway Laidlaw
Whiteaway Laidlaw (a trading name of Shawbrook Bank Limited) offers a select range of savings products exclusively through trusted partners and intermediaries.
The Mortgage Lender
Specialists in residential mortgages for customers with non-traditional or more complex income streams — such as the self-employed and entrepreneurs — as well as buy-to-let solutions for professional landlords.
Bluestone Mortgages
Focused on providing specialist residential mortgages for borrowers with more complex credit histories or unique financial circumstances.
All the latest press releases, news and events from Shawbrook
Our Brand Images
Images are available to download for editorial use only. The Shawbrook logo is registered and protected in the name of Shawbrook Bank Limited.
Select an image to open in a new window and right click to download, visit our media centre for more images.
Financial performance
We are required under the Capital Requirements (Country-by-Country Reporting) Regulations 2013 to disclose certain information for each country in which we operate. Shawbrook Bank Limited is based solely in the UK, therefore all information for the UK is contained in our latest Annual Report and Accounts.
2025 Performance
Half Year Results
- 2025 half year results
- 2025 half year investor presentation
- Shawbrook H1 2025 Pre-close trading update
Quarterly Trading Results
2024 Performance
Full Year Results
- 2024 full year results (Shawbrook Group PLC)
- 2024 full year results (Shawbrook Bank Ltd)
- 2024 full year investor presentation
Reports
Half Year Results
Quarterly Trading Results
2023 Performance
Full Year Results
- 2023 full year results (Shawbrook Group PLC)
- 2023 full year results (Shawbrook Bank Ltd)
- 2023 full year investor presentation
Reports
Half Year Results
Quarterly Trading Results
2022 Performance
Full Year Results
Presentations
Reports
Half Year Results
Quarterly Trading Results
2021 Performance
Full Year Results
Reports
Half Year Results
Quarterly Trading Results
2019 Performance
Full Year Results
Reports
Half Year Results
2020 Performance
Full Year Results
Reports
Half Year Results
Quarterly Trading Results
Archive
Full Year Results
- 2019 full year results (Shawbrook Group PLC)
- 2019 full year results (Shawbrook Bank Limited)
- 2018 full year results
- 2017 full year results
- 2016 full year results
- 2015 full year results
- 2014 full year results
- 2013 full year results
- 2012 full year results
- 2011 full year results
Half Year Results
- 2019 half year results
- 2018 half year results
- 2017 half year results
- 2016 half year results
- 2015 half year results
- 2014 half year results
Pillar 3 Disclosures
Our business
Investors
We provide finance to a broad and diverse range of customer segments, each of which value the flexibility, speed and certainty we deliver. Our ambition is to grow our specialist proposition, while retaining our entrepreneurial culture and agility.
Sustainability
Our sustainability strategy is designed to create value for our customers, colleagues, communities, suppliers and shareholders, while having a positive impact on society and the wider environment.
Sponsorship Programme
As official banking partner of Saracens Rugby Club and lead partner of London Mavericks netball, we are proud to champion inclusive elite sport and the opportunities it can bring for all participants, both on & off the field & court.