How quickly will the funds show in my account and when will I start to earn interest?

This depends on how you decide to fund your account:

Electronic transfers

If you send an electronic transfer the funds can be credited to your account the same working day, if sent prior to 3.30pm. If funds are sent after this time or not on a working day (Saturday and Sunday), the funds will credit your account the following working day. You will begin to earn interest once the credit has been applied to your account.

Cheque deposits

We aim to credit your account with cheque deposits on the day we receive your cheque. You will begin to earn interest on cheque deposits from the second working day we credit your account.

Important note: A working day is Monday to Friday, 9am to 5:30pm, excluding English bank holidays.