I am self-employed - can I get a second charge mortgage from you?

Yes, we do lend to self employed applicants providing they have been self employed for at least 12 months. We will require the following as proof of income:

  • If you have been trading for at least 12 months, but less than 2 years:

    The last year’s SA302 with the corresponding tax year overview, confirming the amount of tax paid and the last 3 months’ business bank statements

  • If you have been trading for 2 years or more:

    The last 2 years’ SA302s with the corresponding tax year overviews, confirming the amount of tax paid and the last 3 months’ business bank statements