Home improvement finance

Consumer lending with a human touch


We pride ourselves on offering tailored solutions to suppliers looking to offer fast and flexible finance to their customers for the following types of products:

Home improvements
We finance a wide range of home improvement products from the traditional windows and doors, to kitchens, bathrooms, solar PV and much more...

We work with some of the industry's biggest names, as well many regional and local companies to offer their customers fast and flexible funding options.

Holiday ownership
We help luxury holiday ownership companies offer their customers the chance to own a little slice of luxury in some of the best holiday locations in Europe.

We work with in-store and online retailers as well as dental practioners to offer their customers personalised finance packages.


The human approach
Relationships are at the heart of what we do and we pride ourselves on dealing directly with our partners rather than through brokers. Our partners are able to speak to a decision maker within our team about individual cases and our dedicated sales force works with partners on a local level, providing training and guidance. We use efficient systems, combined with human underwriting to give fast, sensible credit decisions.


One size doesn’t fit all…
Our finance products are tailored to your needs to ensure you are offering competitive finance products that work for you and your customers.

Interest bearing - This point of sale finance facility helps your customers to make that purchase. We offer a range of rates and terms to suit both you and your customers and are simple and quick to complete.

Interest free - Interest free loans are an attractive option to customers wishing to pay for their purchases without additional charges.

Buy now… pay later - Helping your customer to defer payment is a popular way of making larger purchases affordable. Your customers will have a payment-free period after which they can pay off their loan in full or make affordable monthly repayments.


Making it easy
We strive to offer fast and simple processes to our partners:

Simple application forms
Our 'no fuss' forms are quick and easy to fill out - designed with the customer in mind.

Instant applications
Our ipad compatible online application service can approve applications instantly. If your case is referred to our underwriting team we aim to make a decision within 30 minutes – but it’s usually less. Existing partners wishing to access our online system please click here.

No paper required…
Contracts that used to take days to sign now take a matter of minutes with our new integrated e-signature and ID verification service.

Text back service
This fast and effective service provides all the financial information you need to complete the finance paperwork. It couldn’t be simpler! Existing partners wishing to access our on line ‘text back’ service, using your unique code, please click here.


Contact us
To discuss how we can work together, please email our experienced and professional sales team  with the following:

- Ltd company name

- Company registration number

- Consumer credit license number

- Number of years trading

To hil.sales@shawbrook.co.uk