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Short term and refurbishment finance

Helping your clients make the most of opportunity

In the property business, it often pays to grab a great opportunity when you see it - and that can require fast, flexible access to funds.

Short-term finance could allow your clients to refurbish property for quick turnaround, or replace current development finance while waiting to sell. The dedicated short-term lending team at Shawbrook Bank will work with you to maximise returns for your customers.

Existing partners make an enquiry


What can your clients do with short term property finance?

We provide tactical short term funding solutions to the professional investor, landlord and SME community looking to:

  • add value by refurbishing for sale or rental
  • raise finance to purchase additional properties
  • replace existing development finance while waiting to sell

Our products are dual purpose in nature, catering for light refurbishment (non-structural in nature at less than 15% of the current property value), and heavy refurbishment (works completed are more than 15% of the property value e.g. extensions, loft conversions etc.)

What Can I do?

Our unique approach

    • Rates from 0.43% per month
    • Loans from £50k to £15m
    • Up to 75% loan to value (LTV) with loan terms up to 24 months
    • No minimum term or minimum interest period
    • No early repayment charges
    • HMOs, Multi-lets and student accommodation
    • Finance available for expats
    • Access 100% of the refurbishment costs of short term projects

Our innovative new “Lending for Refurbishment Costs” product add-on supports with the goal of adding value to property and building portfolios. Applicants may borrow 75% against the lower of Day 1 purchase price OR value, with all funds being advanced on Day 1.

Unlike many lenders, we don’t restrict the number of properties held by an individual or within a limited company. And we don’t insist on your clients having a minimum income generated outside of their property portfolio.

Benefits
Supporting your clients:
Individuals, LLPs, Limited companies, Ex-pats, Trusts, Offshore Limited Companies

0.25%

Building long-term relationships

We are committed to building relationships that support a sustainable future. That’s why we offer existing Shawbrook customers a 0.25% discount on their rate margin OR their arrangement fee for any subsequent mortgage with us.*

*On our Residential products, this discount is available up to a loan size of £750,000

In it for the long term

Already a partner?

If you’re already a Shawbrook Broker Partner and have an enquiry regarding a current or new deal, please feel free to fill out the enquiry form. Alternatively, please access the DJ Broker Hub to view your caseload.

Become a partner

If you would like to become a partner, or have a potential case you would like to discuss with our team, please get in touch.

Our awards 

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