Buy-to-let mortgages for professional investors, landlords and SMEs

Specialist finance from the experts

At Shawbrook Bank, we’re proud to do things differently. With buy-to-let business, for instance, we aim to develop a deep understanding of your client and their goals. We then support you in helping your customers achieve the best outcome possible - whether they’re buying new investments, refinancing existing property or raising additional funds.

At Shawbrook, we’ll work with you to understand your client’s individual circumstances as well as the value of their portfolio, making a decision based on experience and insight rather than just a formula. That means we may be able to help where other lenders can’t.

Specialist residential finance
Watts Commercial Finance, Shawbrook Broker Partner
“Our BDM is outstanding and has become a real part of the Watts family!”
Bridging & Commercial's “Specialist Bank of the Year” 2017
Get a feel for the 2018 BTL market – Download our report

Our Commercial mortgage benefits

A unique approach

    • Up to 75% Loan to Value (LTV)
    • Margins from 3.25% above Shawbrook 3 month LIBOR*
    • Loans from £50k to £25m
    • Mortgage terms from 3-30 yrs

*LIBOR is subject to a floor of 0.75% so that LIBOR will always be considered to be 0.75% even if it is itself lower than 0.75%. Please note that current Shawbrook 3 month LIBOR is 0.80% (as of January 2020).

Download our product guide

Download our BTL criteria guide

Product Highlights
Supporting your clients:
Individuals, LLPs, Limited companies, Ex-pats, Trusts

We’re happy to consider

    • Single let residential houses and flats
    • Portfolios including a mix of residential and commercial properties
    • Blocks of flats typically up to 20 units
    • Houses in multiple occupation (licensed HMOs)
    • Multiple flats on a freehold title
    • Student accommodation
    • Flats above commercial premises
    • Prime low yielding properties
We're happy to consider


Building long-term relationships

We are committed to building relationships that support a sustainable future. That’s why we offer existing Shawbrook customers a 0.25% discount on their arrangement fee for any subsequent mortgage with us.

In it for the long term

Already a partner?

If you’re already a Shawbrook Broker Partner and have an enquiry regarding a current or new deal, please feel free to fill out the enquiry form. Alternatively, please access the Broker Hub to view your caseload.

Become a partner

If you would like to become a partner, or have a potential case you would like to discuss with our team, please get in touch.

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Business Awards 

  • NACFB “Short Term Lender of the Year” 2018
  • Business Moneyfacts “Best Commercial Mortgage Provider” 2018
  • What Mortgage “Bridging Lender of the Year” 2018
  • Bridging and Commercial’s “Specialist Bank of the Year” and “Best Use of FinTech” 2017

Not what you are looking for?


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