Can I close my notice or fixed account early and pay a penalty?

Notice accounts
You have a 14 day cooling off period on your notice account from when the account is opened, but after this, you'll need to wait until the notice period has been served.

Fixed term bonds
You don’t have a cooling off period with fixed term bonds - once you've opened a fixed term deposit account, you are unable to withdraw funds until the term has expired.

Fixed term bond ISAs
If your fixed term bond is an ISA, you are able to withdraw your funds early, but there will be an early exit charge to pay, depending on the product you’ve chosen. Log in and send us a secure message or contact us for more information. You’ll also find details of early exit charges in the Key Product Information document provided when you open your account