I am self-employed - can I get a second charge mortgage from you?

Yes, we do lend to self employed applicants providing they have been self employed for at least 12 months. We will require the following as proof of income:

  • If you have been trading for at least 12 months, but less than 2 years:

SA302 or tax computation dated within 21 months of the tax year end (being 31st of January) with the corresponding tax year overview and the latest month’s business bank statement

  • If you have been trading for 2 years or more:

Two years’ SA302s or tax computations dated within 21 months of the tax year end (being 31st of January) with the corresponding tax year overviews and the latest month’s business bank statement