Yes, you can overpay your loan with any amount, as often as you like and at any time during the term of your loan, free of charge. Your monthly payment will not change, but the term of your loan will reduce accordingly.
You should read the terms of your mortgage illustration very carefully before you sign the mortgage deed. Ask your broker to explain any terms or points that you do not understand.
Who do I contact if I have questions about my second charge mortgage?
Our customer services team can help with any questions you may have. You can call them on 0345 650 6287 (8am to 8pm Monday to Thursday, 8am to 6pm Friday and 9am to 2pm Saturday, excluding Bank Holidays).