Can I make an overpayment to my commercial mortgage, buy-to-let mortgage or bridging finance?

You can make an overpayment with us at any time. There is no minimum or maximum amount you can overpay, however for some of our products you may incur an Early Repayment Charge on the amount you repay if you pay off more than 10% in a 12 month period. Please check your Offer Letter for confirmation of whether Early Repayment Charges apply to your loan.

You can either pay a lump sum, or increase the amount you pay each month for a set period of time. If you're interested in making an overpayment, give us a call on 0345 848 0223 and we can talk you through the payment options.