News & Guides

Shawbrook Bank is an innovative business, and we’re refining and introducing new products all the time. You’ll find all our latest news here, together with a number of helpful guides to financial matters.

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UK’s Top Borrowers & Common Trends

At some point, most people borrow from a bank or from friends and family. Discover where in the UK people borrow the most money and what they do with it.
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Borrowing Money From Friends and Family

Thinking about borrowing money from friends or family? We outline what you need to know about before you do so — including a loan agreement template.
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Myths about borrowing money broken down

Considering applying for a personal loan? We debunk 5 common misconceptions and myths about loans to help you make an informed decision.
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A guide to borrowing money responsibly

Borrowing money is a big decision and shouldn't come without significant thought and research. Our Consumer managing director, Paul Went, shares his top tips for borrowing responsibly.
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The ultimate guide to credit checks & searches

In this guide, we’ll cover everything you need to know about credit checks, including what they’re used for, how to improve your credit score and the difference between a soft and hard credit check.
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8 reasons your credit score has gone down

Has your credit score gone down? It can sometimes come as a shock. We’ve listed 8 reasons as to why you may have seen a drop in your rating.
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Paying off a loan early

Considering paying off a loan early? You should understand early loan repayment charges and settlement figures before you do so. Learn more about these.

Being turned down for a loan, despite having good credit

Refused a loan? Even if you have an excellent credit score, you may be refused credit. Learn why lenders might decline a loan and what you can do next.
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What is debt consolidation?

Debt consolidation is a process that helps you merge existing debts into one loan. This can simplify repayments and make budgeting easier. Learn more here.
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Things to Know Before Getting a Personal Loan

Considering taking out a personal loan? We walk you through the pros and cons of borrowing money, and whether it’s the right choice for you, in our guide.
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Five Financial Tips to Help Beat Money Blues

It can be tough to get back to ‘normality’ after the Christmas period. By managing your finances, you can plan for the year ahead. Sally Conway shares her useful tips for tackling your finances head on.
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New Year Finances: Money Makeover Tips for 2022

New year, new money goals? If you’re looking to give your finances a makeover this year, Sally Conway gives her five top tips to get you started.