As well as our personal loans and mortgages, Shawbrook offers finance products through an approved network of retailers, home improvement companies and holiday ownership resorts.
We offer a range of products, over a variety of terms, including interest bearing and interest free finance products.
APR’s range from 0% to 19.9%
We work with home improvement companies, holiday ownership resort operators and some retail businesses.
We promise that we will:
No, all of our Point of Sale lending products are unsecured loans.
We are able to provide interest free, fixed or variable rate loans for your customers. Our team will discuss the finance options available with you to create the best finance solution for your business.
Loan terms available and maximum amounts that customers can borrow will vary depending on the type of purchase being financed and type of finance product offered.
This will depend on the type of purchase being financed and type of finance product offered. We do offer some low or no deposit required products.
While our home improvement products are exclusive to FCA authorised businesses, our Retail products include some credit facilities for retailers that are not FCA authorised.
For a conversation about how we could work together, please get in touch
Yes, we can offer a complete range of credit facilities to suit your business, catering for sale and promotional credit.
Many businesses have the same questions. Our Regional Account Managers are point of sale finance specialists, with years of experience in this sector, that will be happy to assist you.
Yes, we use the latest technology to provide you with a range of integration options that would suit your needs.
We have a number of customer journey options depending on what is best for your business. In most cases, it is a simple online application which can be completed in a matter of minutes.
In most cases decisions are made immediately. Where the case needs to be referred to an underwriter, we have underwriters available 7 days per week to process the application.
If your customers have applied online we will send an e-signature pack to them instead.
We use Equifax and TransUnion (formerly Callcredit) as our reference agencies. Their details are as below:
An annual percentage rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan
Our point of sale products range from 0% to 19.9% APR depending on the type of product being financed and finance product offered.
The monthly Direct Debit amount will be the minimum monthly repayment quoted on the customer credit agreement.
For most retailers, once you have supplied your customer with the products that have been financed you request payment and, we will pay you next working day.
Please call our Partner Support line on 0345 600 7680.
Please contact your Regional Account Manager.
Please call our Partner Support line on 0345 600 7680.
Yes, they have the right under the Consumer Credit Act 1974 to repay all or part of the outstanding balance at any time. To repay the outstanding balance early your customers can contact us directly and we can provide them with a settlement figure upon request. The settlement figure we calculate for them will include 28 days’ notice and an additional 30 days’ interest that we entitled by law to charge. It will also provide details as to how to settle the account.
If they have a question about their loan or purchase before their credit agreement starts, we would expect them to contact you directly as the company they are arranging their loan with. Once their credit agreement has begun our customer services team can help with any questions.
They can contact our customer services team to change their bank details or payment date.
Our Shawbrook App is available for our Home Improvement clients. The Android and iOS app helps frontline sales staff show the benefits of Shawbrook finance in the customer’s home.
Your dedicated Regional Account Manager will be able to provide the appropriate link for Android and iOS devices.
Please call our Partner Support line on 0345 600 7680 or your dedicated Regional Account Manager in the first instance.