Short term and refurbishment finance
In the property business, it often pays to grab a great opportunity when you see it - and that can require fast, flexible access to funds.
Short-term finance could allow you to refurbish a property for a quick turnaround, or replace your current development finance while you’re waiting to sell. The dedicated short-term lending team at Shawbrook Bank can help you maximise your returns.
We provide tactical short term funding solutions to the professional investor, landlord and SME community where you are looking to;
Unlike many lenders, we don’t restrict the number of properties held by an individual or within a limited company. And we don’t insist on you having a minimum income generated outside of your property portfolio.
Our short term mortgages benefits
Our innovative new “Lending for Refurbishment Costs” product add-on supports with the goal of adding value to property and building portfolios. Applicants may borrow 75% against the lower of Day 1 purchase price OR value, with all funds being advanced on Day 1.
We are committed to building relationships that support a sustainable future. That’s why we offer existing Shawbrook customers a 0.25% discount on their rate margin OR their arrangement fee for any subsequent mortgage with us.*
*On our Residential products, this discount is available up to a loan size of £750,000
In addition to business property finance, we offer an innovative range of residential mortgage products. If that’s what you’re looking for, please visit our personal mortgage pages.
Our mortgage products are available via a network of independent brokers - professional intermediaries whose job is to suggest the mortgage that’s best for you, and who can recommend products from any provider.
Although your application must be packaged and presented by an approved Shawbrook broker partner, we are happy to give you information about our products through this website, explain our products over the phone, or answer queries via email. So please feel free to get in touch.
Any property used as security, including your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Our commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
For your safety, please do not send security details such as passwords by email.
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